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Equifax Online Credit Report Question

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arth94 View Drop Down
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    Posted: 01/April/2008 at 9:55am
Hi,

I defaulted on my CSL and credit cards due to personal crises, then wound up moving out of Canada due to a better-paying job abroad.  I was about to check on my credit report with Equifax online, but I am concerned about privacy issues because of harassment issues with collection agencies in the past.  If I order a credit report, will Equifax forward my identifying info to my past creditors, or maybe even attempt to bill my credit card for outstanding debts?
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Johnny View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Johnny Quote  Post ReplyReply Direct Link To This Post Posted: 01/April/2008 at 2:56pm
No.
 
Now, what is it that is keeping you from confronting your debt issues?
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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deadbeat View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote deadbeat Quote  Post ReplyReply Direct Link To This Post Posted: 05/April/2011 at 11:19pm
Originally posted by arth94 arth94 wrote:

Hi,

I defaulted on my CSL and credit cards due to personal crises, then wound up moving out of Canada due to a better-paying job abroad.  I was about to check on my credit report with Equifax online, but I am concerned about privacy issues because of harassment issues with collection agencies in the past.  If I order a credit report, will Equifax forward my identifying info to my past creditors, or maybe even attempt to bill my credit card for outstanding debts?
 
If you are abroad, and I assume that you want to check it from there, then I would suggest that you use your parents address and phone number. That way you will get your credit report sent there and trigger an "automatic alert", a service provided Eqifax to its subscribers. Almost immediately your parents will start getting phone calls so prepare them to give out some info like you are working at a cash job or for yourself. That way bill collectors will get confused and go chasing elsewhere. Remember bill collectors are on a basic salary (not big bucks) plus commission. Human nature being what it is they focus on the easier tasks.
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Johnny View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Johnny Quote  Post ReplyReply Direct Link To This Post Posted: 07/April/2011 at 8:13am

Consumer alerts only activate when hard inquiries are made. Soft inquiries such as your own access, reliability checks, etc; they don't trigger it. whatever address you decide to give them (which you should always be truthful about) it may be updated like deadbeat said. Sometimes it isn't and sometimes it is.

Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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