New Posts New Posts RSS Feed - Federal &  Provincial (AB) Severe Disability
  FAQ FAQ  Forum Search   Register Register  Login Login

Federal & Provincial (AB) Severe Disability

 Post Reply Post Reply
Author
Birthday Wishes View Drop Down
Newbie
Newbie
Avatar

Joined: 30/October/2017
Location: ON
Points: 2
Post Options Post Options   Thanks (0) Thanks(0)   Quote Birthday Wishes Quote  Post ReplyReply Direct Link To This Post Topic: Federal & Provincial (AB) Severe Disability
    Posted: 30/October/2017 at 3:43pm
Hello, I have recently been forgiven for my Federal & Provincial (AB) student loans because of my severe disability. My health condition is not going to heal anytime soon and brought me to my knees, and I am now collecting ODSP. I have good days and bad days, however my self-esteem is really low. My credit rating is below non exsistent because of my student loans. I have been mentally ill since my youth, however I was never accurately diagnosed and treated properly in the hospital until approx, four years back. I am not a young person either and feel hopeless over this situation.
I want to ask, would I be allowed to work one day a week, just for my self-esteem if anybody would hire me and would the CRA collections agency take my student loan forgiveness away?

I know I could never take care of myself financially because of my disabilities, but it sure would be nice to feel that I am contributing. Please provide any information relating to my situation, thank you.
Back to Top
Sponsored Links


Back to Top
Johnny View Drop Down
Moderator Group
Moderator Group
Avatar

Joined: 05/November/2003
Location: Canada
Points: 5907
Post Options Post Options   Thanks (0) Thanks(0)   Quote Johnny Quote  Post ReplyReply Direct Link To This Post Posted: 01/November/2017 at 8:39am
That is something you will have to ask social development Canada and perhaps the Alberta Student Finance about. They are the ones who hold policy and legislation on those sorts of things. 
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
Back to Top
chrisnat View Drop Down
Newbie
Newbie


Joined: 21/September/2016
Points: 19
Post Options Post Options   Thanks (0) Thanks(0)   Quote chrisnat Quote  Post ReplyReply Direct Link To This Post Posted: 10/April/2018 at 7:27am
Originally posted by Birthday Wishes Birthday Wishes wrote:

Hello, I have recently been forgiven for my Federal & Provincial (AB) student loans because of my severe disability. My health condition is not going to heal anytime soon and brought me to my knees, and I am now collecting ODSP. I have good days and bad days, however my self-esteem is really low. My credit rating is below non exsistent because of my student loans. I have been mentally ill since my youth, however I was never accurately diagnosed and treated properly in the hospital until approx, four years back. I am not a young person either and feel hopeless over this situation.
I want to ask, would I be allowed to work one day a week, just for my self-esteem if anybody would hire me and would the CRA collections agency take my student loan forgiveness away?

I know I could never take care of myself financially because of my disabilities, but it sure would be nice to feel that I am contributing. Please provide any information relating to my situation, thank you.

I have the same question. Any update on that?
Back to Top
Johnny View Drop Down
Moderator Group
Moderator Group
Avatar

Joined: 05/November/2003
Location: Canada
Points: 5907
Post Options Post Options   Thanks (0) Thanks(0)   Quote Johnny Quote  Post ReplyReply Direct Link To This Post Posted: 11/April/2018 at 11:32am
It's certainly a good question. In my experience, if you are forgiven, you are forgiven. If it is out of active recovery, same gig. However, with the feds, they have a policy and that is "if your situation changes, it is your duty to contact them to advise. You MAY be required to commence repayment of that loan." 

Now, if you are back in the workforce, making decent money, and benefiting from the education the crown gave you money for, then it's a no-brainer. You notify them - or risk getting caught. The gambit is real in such a case. 

If you have an engineering degree, and the student loan has been set aside due to hardship, and you want to do what it is that you described, then the likelihood of them snapping your benefit off I think would be slim. But, bear in mind, if you say to them you are unable to work, and you are able to work, that also presents a potential issue. 

Would you like me to try and see what I can find that is more tangible from the system as far as this is concerned?  
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
Back to Top
 Post Reply Post Reply
  Share Topic   

Forum Jump Forum Permissions View Drop Down

Forum Software by Web Wiz Forums® version 11.08
Copyright ©2001-2017 Web Wiz Ltd.