Author |
Topic Search Topic Options
|
Guests
Guest
|
Post Options
Thanks(0)
Quote Reply
Posted: 30/September/2004 at 2:42pm |
I'm obviously willing to risk death by the gravitational action upon coconuts. That's just the kind of on-the-edge wildman I am.
I'm sorry if you detected a backander at Mersan in my remarks concerning his failure to find employment in his chosen field. I was careful in every post to make it clear that his inability to get work was not necessarily an indication of his shortcomings but rather might indeed be a (mis?)perception on the part of those who made the decision.
Sorry if that wasn't clear enough.
My main objection has been and continues to be his insistence on misrepresenting my statements and out and out lying about me and what I said. In any case, I certainly respect his right to have his say (god knows that if you read this topic, you read his position and theories in detail and at length).
Be nice if someone else's opinion (not even a contrary one, mind you...just one that fails to jump up and applaud his) was not dismissed as "argumentative". As far as I know, this is intended to be a forum for support and the exchange of ideas. EXCHANGE implies some degree of reciprocity.
So, one more time. Can you please lighten up, Mersan? |
|
Edited by Java Man
|
|
Sponsored Links
|
|
|
dazed&confused
Groupie
Joined: 29/July/2004
Points: 314
|
Post Options
Thanks(0)
Quote Reply
Posted: 30/September/2004 at 4:08pm |
Is it a full moon again??? Just curious.
|
|
momof2
Member
Joined: 15/August/2004
Location: Canada
Points: 792
|
Post Options
Thanks(0)
Quote Reply
Posted: 30/September/2004 at 4:21pm |
actually, i think it is...
|
|
6273kat
Senior Member
Joined: 28/April/2004
Location: Canada
Points: 100
|
Post Options
Thanks(0)
Quote Reply
Posted: 30/September/2004 at 4:25pm |
Lordy Lordy....Can you feel it too...
|
|
zafire
Guest
Joined: 30/March/2004
Location: Neutral Zone
Points: 149
|
Post Options
Thanks(0)
Quote Reply
Posted: 01/October/2004 at 1:02am |
It is actually a couple of days after the full moon... Am I not nice Java?
|
|
Coffee
Groupie
Joined: 21/September/2004
Points: 93
|
Post Options
Thanks(0)
Quote Reply
Posted: 01/October/2004 at 11:28am |
Let us all start anew!
Solidarity people!
Student debtors of our land, unite!
Who needs a drink?
|
|
Guests
Guest
|
Post Options
Thanks(0)
Quote Reply
Posted: 01/October/2004 at 3:49pm |
Leave out the "of our land part" and I'll join you!
Maybe Mersan will too. |
|
|
|
BigFatherA
Groupie
Joined: 21/September/2003
Location: Canada
Points: 253
|
Post Options
Thanks(0)
Quote Reply
Posted: 02/October/2004 at 7:00pm |
Student Debtor's of the WORLD unite!!!
Make mine a vodka.
|
BigFatherA
Priest & Teacher
non carborundum illegitemi est
|
|
Coffee
Groupie
Joined: 21/September/2004
Points: 93
|
Post Options
Thanks(0)
Quote Reply
Posted: 04/October/2004 at 7:51am |
Sorry Java and my bad. The issue affects everyone in all parts of the world.
Think globally and act locally!
|
|
Guests
Guest
|
Post Options
Thanks(0)
Quote Reply
Posted: 04/October/2004 at 3:34pm |
Yes, as I've pointed out elsewhere, Canadian student loans have scattered Canadians across the globe.
So I raise my glass....Canada...Up yours!
|
|
Coffee
Groupie
Joined: 21/September/2004
Points: 93
|
Post Options
Thanks(0)
Quote Reply
Posted: 05/October/2004 at 8:06am |
Guest,
Its not the country you take issue with, I hope.
I trust you are refering to the the idiots that we elect to govern and represent our interests.
|
|
zafire
Guest
Joined: 30/March/2004
Location: Neutral Zone
Points: 149
|
Post Options
Thanks(0)
Quote Reply
Posted: 05/October/2004 at 11:11am |
what happened to Java Man?
|
|
David
Newbie
Joined: 10/December/2004
Points: 1
|
Post Options
Thanks(0)
Quote Reply
Posted: 10/December/2004 at 10:50am |
Dear All:
Thank you for educating me on how to deal with collection agent!
I am receiving rude and stupid threats from a CBCL agent and I was scared before I came to this forum.
After I come up with a strategy and tactics to deal with this CBCL agent, I will let you know. As well, as my situation gets troubled and needs your advice, I will ask for your advice.
Unity is power. Information is power.
Thank you all.
|
D Solution
|
|
Proudcdn
Newbie
Joined: 07/November/2003
Location: Canada
Points: 9
|
Post Options
Thanks(0)
Quote Reply
Posted: 06/January/2005 at 9:11pm |
I would like to know how to go about filing a harrassment case against CBCL.
I have followed all the proper channels.
1) I have written to their ombudsman 3 times asking them to stop
phoning me before 6:00am and to stop calling me at work. Each
time I was assured it would not happen again. In fact, I even
have a letter stating that the only form of contact I would receive
from CBCL would be written correspondence.
2) I have written Consumer Affairs 3 times to lodge complaints against
their practices. Each time I was told they were making a file,
and would look into it.
3) I have contacted the RCMP. I was told there is nothing they can do.
4) I have contacted the local Vancouver police. I was told there is nothing they can do.
5) I have contacted my Member of Parliment (Hedy Fry). This has been useless.
6) I have contacted lawyers who claim I have a case against CBCL, but they are unwilling to take them on.
Are they really above the law?
|
|
hunter
Member
Joined: 04/September/2003
Location: Canada
Points: 640
|
Post Options
Thanks(0)
Quote Reply
Posted: 07/January/2005 at 5:01am |
Proudcdn
Talk to the bank where the loan originated and discuss it with them.
When Nordon was harassing me I wrote a letter to the RBC Ombudsman, and told them everything.
Apparently they did some investigation, or at least they told me that they did, and I ended up getting a nice apology letter from the Pres. of the RBC.
Document everything and contact the Banks Ombudsman.
And file a complaint with the consumer protection branch of the Justice Dept.
I also did this with Nordon.
Good luck
|
|
whereto?
Senior Member
Joined: 13/June/2004
Points: 292
|
Post Options
Thanks(0)
Quote Reply
Posted: 07/January/2005 at 7:22am |
One threat that worked for a friend...he was being called constantly at
all hours regaurding his sister who had run away and hand't been seen
for 2 years, was a threat to contact the ..... I believe it was
phone company and CRTC.... if it is found by one or the other of
those that the persons telephone is being used as a means of
communication to make threats, the offending agency can loose thier
phone service. The CA stopped calling pronto. Record some
calls and Id look into this...
|
|
Proudcdn
Newbie
Joined: 07/November/2003
Location: Canada
Points: 9
|
Post Options
Thanks(0)
Quote Reply
Posted: 07/January/2005 at 7:22am |
I have actually done those things Hunter. In fact ScotiaBank is
willing to take my loan back to the bank level if I pay all outstanding
interest ($4500). Trouble is I do not have that money.
They have also offered me a settlement (approx 70%). Again I do not have the money they would like to settle for.
The issue is that CBCL blatently breaks the law and their seems to be no legal re-course for us little guys :(
|
|
kwelmm
Newbie
Joined: 06/November/2004
Location: Canada
Points: 702
|
Post Options
Thanks(0)
Quote Reply
Posted: 07/January/2005 at 10:37am |
Proudcdn......(I am too )..Anyway--Don't be fooled by their "settlement" offer. More often than not this is a ploy to see if you can come up with a bunch of money and then they still come after you for the rest--if it is not a valid offer. If the CAs offered the settlement...they probably didn't even speak to ScotiaBank about it first. I was tricked into believeing an offer from a CA was all good but I never received anything from the actual creditor!!!!!!!!! Thank goodness I never went through with it.....I couldn't get the loan amount anyways .
It's easy to believe we are the little guys when feeling hopeless/helpless--When you do make progress with any complaint you will not feel so powerless anymore-GOOD LUCK!!
|
|
BigFatherA
Groupie
Joined: 21/September/2003
Location: Canada
Points: 253
|
Post Options
Thanks(0)
Quote Reply
Posted: 07/January/2005 at 7:38pm |
It sounds like Proudcdn needs to call Johnny.
|
BigFatherA
Priest & Teacher
non carborundum illegitemi est
|
|
Proudcdn
Newbie
Joined: 07/November/2003
Location: Canada
Points: 9
|
Post Options
Thanks(0)
Quote Reply
Posted: 08/January/2005 at 6:36am |
As for the Settlement offer, it is coming directly from
ScotiaBank. It is also in writing that once the agreed figure is
paid that I am absolved of all debt owed to ScotiaBank under account
#123456.
I have had success settling my CIBC loan in this manner.
Again the issue is not the settlement, the issue is not that I owe money, the issue is not CBCLs tactics.
The issue is CBCL (and other collection agencies) are beyond
reproach. NO ONE will take them on. No one has been able to
make them stop breaking the law. Have a look around these boards
... there are 100's if not 1000's of people that have stories of
Collection Agencies breaking the law. If even 10% of these people
filed complaints via the Justice Department, HRDC, Consumer Affairs,
etc, etc ... WHY ARE THEY STILL BREAKING THE LAW?
I want to sue them for harrassment. Trouble is nobody seems to want to take this on, much less help me process it.
|
|