This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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Forum LockedSoftware to record phone conversations!!!

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quantumlaw View Drop Down
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Joined: 03/June/2006
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Post Options Post Options   Thanks (0) Thanks(0)   Quote quantumlaw Quote  Post ReplyReply Direct Link To This Post Posted: 02/July/2007 at 6:04am
Canada is a one consenting party country. you can record a phone call if you are on the line with a person and speaking to them. Evidence in cases should only be made admissible if the other side consents. if they do not or you have not advised them that you are recording the call then the evidence is not permissble. Thus, you can record freely and if you want to use the evidence later then you must advise them during the conversation.  Agencies will call debtors and rip them out or try to harass / intimidate them. and yes they record every call. but so can you. the problem is, the only way to enter the evidence is if they consent and the probably won't.
 
if they harass you and treat you like a dog, they may liable to you! if they call your neighbours pr employer and divulge private information about you or debts, they may be liable! if they threaten you, coerce or induce you into getting higher interest bearing loans to pay off debts, they may be liable to you. You have rights. HAVE THEY THREATENED TO SUE YOU OR SEND SOME SHERIFF TO YOUR DWELLING! these are all bogus tactics bordering or exhuding the element of extortion.
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SolveStudentDebt View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 02/July/2007 at 9:38am

I have been told differently by attorneys that I have access to.

Johnny
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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coconutprincess View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote coconutprincess Quote  Post ReplyReply Direct Link To This Post Posted: 09/September/2007 at 5:54am
After recording a telephone converstaion, I used my pc mic to transfer what was on the tape into a .wav file on my pc so that I could burn the converstaion to a disk. 
 
Would a copy of the original recording done this way still be admissible in court if the second party in the conversation was aware they were being recorded? 
 
I'm worried that by making a copy of the original it will not be admissible anymore if I want to use that copy as my evidence.
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SolveStudentDebt View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 10/September/2007 at 9:29am
Transcribe it in words and post the conversation.
 
Johnny
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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