This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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Shattered View Drop Down
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    Posted: 07/September/2004 at 9:57am
I graduated from college in '98. While atending I was, and still am, permanently disabled. I received phone calls from the BC Student Loan collections office asking me to submit the money I owed. At the time I had no idea there may be disability relief. My question is this, do I still owe the money to them. I no longer live in BC, or Canada even, for that matter. Also, I would like more info on Income tax debt and how it applies to the disabled. This is semi-OT but here goes anyway. In '91 there was an immenent lay-off threat from the place I worked at. I quit and took my company and severance package. At the time I quit I was permanently disabled. My income dropped quite a bit and I had to use the revenues I had to pay off debts. The following year I found out that I owed around 4K in income tax. Revenue Canada was informed MULTIPLE times that I was permanently disabled and that my circumstances would not change for the better, due to my disability. My question regarding Revenue Canada is, isn't there some form of stature of limitations or waiver for hardship/disabled persons? I feel it is perverted to hound a disabled person for money they can never repay.

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Post Options Post Options   Thanks (0) Thanks(0)   Quote dazed&confused Quote  Post ReplyReply Direct Link To This Post Posted: 08/September/2004 at 6:37am

I have heard that CCRA can be very flexible, or at least they have the power to be.  I'm after them to change a reassessment they did on me too.  They seem to be helpful but I'll have to wait and see.  I just keep bugging them to 'check in". I spoke to someone in collections because I'm on EI and the collection notes are rolling in and he was nice, he said he'll put a note on my file that reflects the situation.

remember, you can always call Johnny. 

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Post Options Post Options   Thanks (0) Thanks(0)   Quote Shattered Quote  Post ReplyReply Direct Link To This Post Posted: 08/September/2004 at 3:58pm
After reading Markevich v. Canada (C.A.) [2001] 3 F.C. 449 from a link posted in another thread - http://www.canadastudentdebt.ca/forum_posts.asp?TID=329&PN=1 &TPN=1 , I believe my tax debt wil be relieved.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Shattered Quote  Post ReplyReply Direct Link To This Post Posted: 09/September/2004 at 7:27am
Why can't I delete or edit posts in this forum?
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