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Argento
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Joined: 28/July/2004
Points: 6
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Topic: Thanks to John and CFW Posted: 03/January/2005 at 6:27pm |
I have to extend my most heart felt thanks to John Leblanc and CFW. I had $22,000 in defaulted student loans. I was being harassed several times a day by CBCL and I was desperate. I did not know where to turn for help. CBCL demanded payment in full within 30 days, and I did not know my rights regarding such matters. I was lost, I was sick with worry and stress. I made an appointment with a local credit-counseling firm. The advice I received there was to hold out, ignore the calls and declare bankruptsy. Great advice…NOT REALLY! I was then fortunate enough to contact John Leblanc at CFW. We had a lengthy discussion about my situation, and after that first phone call I knew things were going to get better. John was a true professional, he was knowledgeable, and had a great way of communicating the knowledge he had, to me in a way I could easily understand. I was really made to feel at ease, and for the first time I was respected and not made to feel like a loser or a bum because of the predicament I had found myself in. John developed a plan of action for my case, set it in motion, and that was when I really began to appreciate what this man could do. No more calls, no harassment, I could get on with trying to rebuild my life. It has been about 4 months since I called John that first time and now, I can actually forget about my debt on most days. Since then John has been a great asset to me in other matters regarding rebuilding my credit and working towards financial freedom and success. His help has been a key factor in my recent career change and even today he is continuing to help me establish myself in my new position. I officially give my recommendation to anybody who finds themselves in a difficult position with student loans, or debt in general to contact CFW and John Leblanc. I will gladly speak personally to anybody who would like to here more detailed information about what CFW has done to help me. Once again John, thank you for all that you have done, and continue to do to assist me. Although we have never met face to face, I consider you a friend. Thank you.
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windows
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Joined: 18/January/2005
Points: 1
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Posted: 18/January/2005 at 2:10pm |
lbjkoryikifk
Edited by windows
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polyhymnia61
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Joined: 10/January/2003
Location: Netherlands
Points: 915
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Posted: 18/January/2005 at 9:52pm |
Erhm...apparently, your story left windows speechless, Argento...
Poly
(and he EDITED his post to look like that??)
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Home is where you are allowed to prosper.
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kwelmm
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Joined: 06/November/2004
Location: Canada
Points: 702
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Posted: 19/January/2005 at 5:39am |
Wow, for a first post that is quite funny!!!!
Maybe it is a secret code for Johnny.....oui???
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hunter
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Joined: 04/September/2003
Location: Canada
Points: 640
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Posted: 19/January/2005 at 6:25am |
Way to kick butt Johnny
Yes, great advice
Call Johnny, he'll take care of your student loan hell.
He did for me, and he can do it for you.
THANKS MAN!~~
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polyhymnia61
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Joined: 10/January/2003
Location: Netherlands
Points: 915
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Posted: 19/January/2005 at 6:30am |
windows wrote:
lbjkoryikifk |
Maybe it's an acronym for something...lemme see...
Let Big Johnny Knock Off Your Irritating, Korrupt, Interferring, Fooking Kollectors...(Okay maybe his "c" key doesn't work!)
...or maybe not...
Poly
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Home is where you are allowed to prosper.
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kwelmm
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Joined: 06/November/2004
Location: Canada
Points: 702
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Posted: 19/January/2005 at 6:32am |
Can't stop laughing................ Poly, that's good!!!!!!!1
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SolveStudentDebt
Moderator Group
Joined: 05/November/2003
Location: Canada
Points: 5996
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Posted: 19/January/2005 at 8:09am |
There was a post by this newbie named "windows" that was bashing me in another forum. Somehow, the post was retracted by the creator (windows).
Windows was defending bankruptcy and bashing me. That is traditional behavior from someone who supports a specific matter, and wishes to retaliate against an opposition. I just wish Windows would have been a little more mature in writing what he or she wrote.
Windows evidently deleted his or her post after realizing it's attack on me. Who knows. As far as I am concerned, how can something that I do which helps people beocme well be a bad thing????
The opposition and bashing criticism I receive is from the bankruptcy and debt pooling industry mainly because: I expose them for what they truly are, offer more productive and beneficial services, and charge such low rates for service to achieve financial wellness and sustainability.
In many cases, bankruptcy is simply a band aid that is placed only "near" the wound (the wound being a financial crisis) thus causing the wound not to heal properly - and opening the door for a secondary infection to come about at any time. That preventative medication is reassurance, truth, mentoring, navigation, and skills development, lifestyle counseling, some psycho-nutrition, and positive reinforcement - all of which the bankruptcy and debt-pooling (non-profit credit counseling schemes) do not provide.
Edited by Johnny
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Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting. solvestudentdebt.com
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kwelmm
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Joined: 06/November/2004
Location: Canada
Points: 702
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Posted: 19/January/2005 at 8:29am |
Well, thank you Johnny for clearing that up! It did appear a little odd!!
We'll try to be nice when and if windows returns
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polyhymnia61
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Joined: 10/January/2003
Location: Netherlands
Points: 915
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Posted: 19/January/2005 at 8:29am |
Johnny wrote:
The opposition and bashing criticism I receive is from the bankruptcy and debt pooling industry mainly because: I expose them for what they truly are, offer more productive and beneficial services, and charge such low rates for service to achieve financial wellness and sustainability.
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To put it even more simply, "Big Johnny" -- they lose money!!!
You know, if someone wants to debate you, they can do it calmly and maturely. When they start fighting dirty, it's just a sign that they have a vested interest in discrediting you. That's when they lose all credibility with me.
Only proves that those in the biz have very little brain because they haven't figured that out yet...their true colours ALWAYS shine through in the end...and it's those true colours that attracted them to making money off of other people's misfortunes in the first place...
I feel like bursting into a Cyndi Lauper song all of sudden...don't know why...
Poly
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hunter
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Joined: 04/September/2003
Location: Canada
Points: 640
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Posted: 25/January/2005 at 7:18am |
Poly
Would it be the one
"GIRLS JUST WANT TO HAVE FUN"
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polyhymnia61
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Joined: 10/January/2003
Location: Netherlands
Points: 915
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Posted: 25/January/2005 at 8:08am |
polyhymnia61 wrote:
...their true colours ALWAYS shine through in the end...and it's those true colours that attracted them to making money off of other people's misfortunes in the first place... |
Noooo...don't you remember the song "True Colours?" with the video where she wore the newspaper tutu? From the Cyndi Lauper album that DIDN'T sell?
Am I dating myself again?
*runs and hides*
Poly
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Home is where you are allowed to prosper.
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momof2
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Joined: 15/August/2004
Location: Canada
Points: 792
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Posted: 25/January/2005 at 8:22am |
i remember that one too, poly
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professionals built the titanic but amateurs built the ark...
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Hunter2
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Joined: 23/October/2003
Location: Canada
Points: 197
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Posted: 25/January/2005 at 10:12am |
Hmm...just heard that song playing at the mall...but it was Phil's version instead.
Teehee
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JQtie
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Joined: 18/January/2005
Points: 11
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Posted: 02/February/2005 at 7:02am |
Hi all!
Well here was my situation....I was about to be sued....no actually I was successfully SUED for what I think is peanuts compared to some of the amounts on here. I came across this website while trying to reasearch my options. I read most of the posts on the site and was curious about CFW group and John leblanc....believe me I was more than sceptical(too good to be true comes to mind) so I checked and checked and hemmed and hawed then finally called him WITHIN 20 min probably less he had the situation under control and a gigantic weight offf my shoulders, I recieved a fax from the collection agency saying that they stopped the garnishee order....this was after I heard John on the other line talk to them!
Needless to say I was able to work out an arangement with John and John was able to take care of them on my behalf
IF I can say one thing is TALK TO THIS MAN! At least see what your options are, Inform yourself and most of all It doesn't have to be as intimidating as it seems
"Johnny Angel" as someone else stated is at it again! Kudos to this amazing person!
JQtie
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