This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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Forum LockedI was denied

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shatteredsanity View Drop Down
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    Posted: 09/December/2005 at 4:24am

I applied for the PDB a few months ago. I met all the requirements: I have a permanant disability (I'd received my student loans qualifying as one), I have a very low income (single mother on ODSP), etc. My doctor filled out the forms. I filled out the rest.

I received my reply less than two weeks later. They denied me. They said that they determined that I would probably be able to go back to work or school sometime in the future. They said it's a COMPLETE restriction for working and attending school. Just meeting the definition for permanant disability isn't enough.

At the time, I had every anxiety disorder in the book, almost daily migraines, and chronic severe depression. None of which have gotten any better in the 15 years I've dealt with them, and in fact, have only become worse. Since the denial, my diagnoses of depression has changed to type II Bipolar disorder, emphasis on the depression. It's not something that will get better with time.

I tried to appeal, they said I couldn't. Is there ANYTHING I can do?

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administrator View Drop Down
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Joined: 25/January/2003
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Post Options Post Options   Thanks (0) Thanks(0)   Quote administrator Quote  Post ReplyReply Direct Link To This Post Posted: 09/December/2005 at 3:24pm
They are wrong. I already addressed this issue.

It does not have to be a full disability... THEY NEED TO READ THEIR OWN REGULATIONS>>>

Go to the regulations and quote them the regulations that state the definition of disability.. They are not following their rules.
I will write to the canadian press about this...

Mark
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emma_chase View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote emma_chase Quote  Post ReplyReply Direct Link To This Post Posted: 07/August/2006 at 10:29am

Any decision can be appealed.

Have you talked to a lawyer?

 

emma_chase@****
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