This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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Forum LockedIR Program is discriminatory

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weeges View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote weeges Quote  Post ReplyReply Direct Link To This Post Topic: IR Program is discriminatory
    Posted: 25/May/2009 at 5:03am
I am going to forward this same subject to the Canadian Federation of Students for their opinion.

I am not a lawyer, (Do you have any Lawyers available?) vhowever I have studied some law in achieving my graduate degrees, so will base my presumption on what little I know. It would be good to get a legal opinion on this matter.

Fact: I am Canadian (by birth)
Fact: I have only a Canadian passport
Fact: I live in the U.S.
Fact: Interest Relief Program is NOT available to Canadians who reside in the U.S.

Questions: Why does the government discriminate based on where I live.....my national origin remains the same, regardless of where I live.
Why are my rights as a Canadian made different because I live south of the border?

Scenario: As a Canadian who owes Student Loan Debt, and am unable to pay, if I resided in Canada I would be afforded the IR program.

As a Canadian, living abroad I am not.....afforded the same rights as any other Canadian. If I was taken hostage, while looking for work in some oil rich country (other than Alberta.... lol) and I owed Student loan debt, then would the Canadian government not intervene on my behalf based on my passport? Yes......

If I was to succeed in freeing myself, and getting a well paid job, does the Canadian government still want my payment? Of course they do......

I am Canadian regardless of where I live.........unless I apply for citizenship in some other country (in the U.S.) I would still be considered Canadian by virtue of dual citizenship. So in essence I cannot escape the fact (nor do I want to) that I am Canadian......and should be given all the rights and privileges thereunto.....

The Student Loan Program is so warped it is not funny........


"off topic" it would be great if they would:
1) allow consolidation of both my wife and my loans.
2) Stretch it out over more than the current 10-14 year life of loan.......
3) Accept any payment in good faith
4) Realize that we are in an major recessionary period and people need time.......
5) Most people are grateful for the loans, and do not want to run from them, but cannot afford to pay such high amounts at present due to above mentioned circumstances....

end of rant....
 


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