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omkara
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Joined: 02/February/2012
Location: Montreal
Points: 3
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Posted: 02/February/2012 at 1:32pm |
Hey moonshadow whatever happened to your case? I know you sent them the two letters stating you never got proof of the debt and thus you weren't liabl but what happened after? Today's Fev 2nd 2012 and I just got that registered mail letter damn it! Lemme know pls. Thanks.
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EWF004
Newbie
Joined: 02/March/2012
Location: Canada
Points: 7
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Posted: 02/March/2012 at 1:39am |
Hey there..
I too would be very interested to find out what has happenned? I am in the same boat as you were / are?
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SolveStudentDebt
Moderator Group
Joined: 05/November/2003
Location: Canada
Points: 5996
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Posted: 02/March/2012 at 6:01am |
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Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting. solvestudentdebt.com
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EWF004
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Joined: 02/March/2012
Location: Canada
Points: 7
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Posted: 02/March/2012 at 9:16am |
Sorry - i only had a threatening letter in the mail but I wanted to see how serious I should take it.
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Nora
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Joined: 05/March/2012
Location: Edmonton
Points: 3
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Posted: 05/March/2012 at 7:51am |
Hello, I recently got served with a lawsuit. I have been out of school for about 4 years now. I have not paid anything from my student loan of about $8300.00, $8900 interest included. I have been filling out my tax returns and they are withheld and go straight to my interest. I didn't even bother filling them out is year.
I work for a janitorial company I make about $1500 a month, I have a little 2 year old. My money goes towards my rent and my daughter I barely have anything left at end of the day.
I was wondering if there's anyway CSL can settle for an amount if I can come up with it. I have spoken to a collectors agent and explained at its rarely ever done but I can try.
After I got the law suit, I received a call from someone I don't know if she was a lawyer or what. But she told me that I need to start making payments of $150 a month. I told her I can't afford that with the interest, I explained that I going to try seeing they I can offer a settlement. She said I can't do that and if I try writing them they will not answer and they will just transfer me to her again.
I really need help please, I'm desperate I need to know if it's possible for me to offer a settlement after being sued, and how to go about doing it if I can. Please help...
Nora
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SolveStudentDebt
Moderator Group
Joined: 05/November/2003
Location: Canada
Points: 5996
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Posted: 05/March/2012 at 9:26am |
The government of Canada is basically suing as many people as they can find the3 time to. THis is becauase of the huge losses in the decade-old back log of statute barred defaults, and many that are due to become statute barred.
If you want help with this you can contact us privately. There are fees though and is not a pro bono service. If you are experiencing hardship with one or any number of circumstances ranking higher in severity then you can ask for debt reduction. The success of this is all based on the strength of your proposal. If the hardship you are experiencing has been long-term for you than there are other measures you can take. I really can't give you advice on which way to proceed because I do not know enough about you and the histroy of your hardship(s).
I specialize in this particlar area and if you want help it is certainly here for you.
Best - Johnny
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Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting. solvestudentdebt.com
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Nora
Newbie
Joined: 05/March/2012
Location: Edmonton
Points: 3
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Posted: 05/March/2012 at 11:06am |
Hello Jonny, I sent you a message on the web link you gave me.
Nora
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SolveStudentDebt
Moderator Group
Joined: 05/November/2003
Location: Canada
Points: 5996
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Posted: 06/March/2012 at 8:12am |
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Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting. solvestudentdebt.com
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SolveStudentDebt
Moderator Group
Joined: 05/November/2003
Location: Canada
Points: 5996
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Posted: 06/March/2012 at 8:19am |
EWF - if the letter you received is from Canadqa Revenue agency and says that your file is being referred to the department of justice then it should not be ignored, nor should any notice from the govenrment. THis day and age CRA is suing everyone they can get to because of the $310 Million in limitation issues over the last ten years.
The people who are at most risk right now are those who have outstanding student loans and have not acknowledged them for at least 2 and a half - three years from the date of subrogation. They are also paying close attention to accounts that are due to become statute barred in 2012.
I started teaching (and warning) about this 3 years ago or better. Then: The time is coming. Now: The time has come.
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Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting. solvestudentdebt.com
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