This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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lone wolf View Drop Down
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Joined: 17/December/2009
Location: Sudbury
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Post Options Post Options   Thanks (0) Thanks(0)   Quote lone wolf Quote  Post ReplyReply Direct Link To This Post Topic: Today ... I lost it!
    Posted: 17/December/2009 at 3:24pm
Today, I lost it on a collections person ... and I actually felt sorry about it.

Over 15 years ago I became a statistic - one more injured worker. Hell of it all it, I was working for Ontario when it happened. Through several bouts with college, aches and pains, painkiller problems, legal problems from painkiller problems (mostly of the non-prescription variety) being frozen into a doomed Voc Rehab system, the hassle to re-qualify for the Mike Harris version of a disability ... the three-point swastika has haunted me.

In 1999, I applied for forgiveness of student loans by reason of medical disability. I have no idea if it was accepted as I had to move. The difference between Voc Rehab and Welfare is like that.  All I know id Central Collections stopped cashing the cheques. Now, someone has hit the harassment button again. I forwarded a copy of my old medical forms and current finance stats. I have told the collections people I will not be making any payments as the loan was forgiven. 

Today, I am a cardiac risk with no doctor. Mine died.  I have to rely on a new face every time I go into the clinic. I am on five waiting lists in a region where thirty thousand people are without a family doctor - many in worse shape than me.

She asked me why I didn't have a doctor!
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