This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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Forum LockedIs it worth bothering with

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Liberty1 View Drop Down
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    Posted: 02/February/2012 at 8:08am
I think I am better off just doing nothing.  Although I get a notice from revenue canada each year warning me that my taxes may be used to pay off the debt, it never is, I guess because I am on cpp disability and odsp.  I still get all my gst cheques and stuff, best to leave well enough alone i think
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Post Options Post Options   Thanks (0) Thanks(0)   Quote administrator Quote  Post ReplyReply Direct Link To This Post Posted: 31/January/2012 at 2:00pm
Sorry no reply was given....  so I'll try to answer some of your questions.... 

Disability relief can be difficult to get.... check for info on the http://www.canlearn.ca website  

I believe that applying for disability would mean that you would be acknowledging the debt, and therefore you would lose the statute barred option if it does exist for you.

This sub-forum will help answer your questions about statute barred.

http://www.canadastudentdebt.ca/forum_topics.asp?FID=90&title=collection-of-old-stats-barred-loans

You might consider contacting John Leblanc at CFW Group..... he charges fees, but could advise you on whether it is statute barred or not and what to do - and what not to do.

Let us know how things go...
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Liberty1 Quote  Post ReplyReply Direct Link To This Post Posted: 31/January/2012 at 10:40am
another question....since my above questions weren't answered I am guessing that they can't really be answered

but what about this, I have heard the term statute barred....I am not sure what that means, but I know my last loan was in 2000 and I am wondering if my loans might be statute barred and what I can do to find out
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Liberty1 Quote  Post ReplyReply Direct Link To This Post Posted: 06/May/2011 at 7:38am
My brother got a call today from Nordon asking for me to contact them.  They didn't say they were Nordon just that it was concerning a government matter, but I searched the number online and found who they were.

My last year in school was 2000.  In 2005 I was given both CPP and ODSP permanent disability status. 

My questions:  Is it worth it to even bother trying to get permanent disability benefit from the government and have my loans cleared, or will that just be an endless headache?  I mean since they can't take any money from my disability cheques the collection agency can't really do a thing to me other than harass me.

I just ignore any collection agency calls (actually due to my disability I don't answer the phone ever and only have it in case of emergency), is there any sense in trying to talk to Nordon and tell them I am permanently disabled and so not going to ever be able to pay them?  Or should I just continue with ignoring them totally?
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