This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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Morrellp View Drop Down
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Joined: 27/May/2011
Location: Drumheller
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    Posted: 11/September/2011 at 1:28pm

Well I really have to say that John LeBlanc from the CFW Group really helped me out.  To make a long story short as possible, I was divorced about 12 years ago and could not make my payments.  Of course the student loans went to collections and I had the “pleasure” of dealing with Collect Corp.  I could not negotiate any lower payments so I had to walk away from the collection agency.  This year the Canada Revenue Agency then went after me, wanting me to pay $600 per month, and I could not afford payments as I pay over $1400 a month for child support.  I then contacted John at the CFW group.  A judgment was then made against me stating that I owe $24,000.  Of course I could not make payments and then I was served that the CRA was going to garnishee my wages.  I was garnisheed $1800 for a 2 week pay period on August 25, 2011.  I was in constant contact with John and he always reassured me that things would work out.  John assisted me in filling out the proper forms and he knew who to talk to with Justice Canada.  I was contacted by a paralegal and was advised that she could deal with me or she could deal with John, but she did not want to deal with John as “he is difficult to deal with.”  I agreed to talk to the paralegal, but that I would still have to talk to John before any agreement would be arranged.  After telling John about the conversation with the paralegal he fought for my rights, and a reasonable payment option was agreed to on August 31, 2011.

If John was not in my corner, fighting for me, I would be just another number to CRA.  I would recommend that individuals that are having the same type of issues talk to John LeBlanc at the CFW group!!  I was able to talk to him during the day, evening, and weekends.  He saved me from a huge headache, and he was there to guide me through this process. 

Thanks John, I appreciate everything you did for me.

Morrell

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