This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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Knewkirk View Drop Down
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    Posted: 29/March/2018 at 1:40pm
First - if someone (John) does answer something here - is there a way to pay you - information like this is obviously extremely valuble - I don’t want to just ask into a void.


***Compiling information so I can make a battle plan***

One- I can’t find where the time frame for student lined to become status barred in each Provence is (like anywhere on the Internet)
Say BC- is it Two for regular debt. Is that provincial loans too? (Taken out in 2011 last active 2015) Is it six? Is that from when it went delinquent?

Two - there was a very valuable post about how you have to dispute quickly if the CRA applies tax credit on an old debt.
Can I read up somewhere on how to do that if I need to.

My credit report says Canada student loan - transferred or sold - account paid - I’d guess it’s with national student loans now and if I want to rehabilitate them I can worry about that in a bit.



This is all in the end that- I thought I was being good filing four years of back taxes - but if my returns just woke up credit collectors I’d like to act now.

And.

One such collector is very scary and aggressive. Although I want to be recponcibke for debt - and am working on edgucating myself - I’d like to know if I should prepare and be worried for legal action atm
(The one BC student loan debt in collections maybe (why is revinue services - an already collection place - farming out to CVB?)- the date listed is the six months date after I left school and ignored my loans - September of 2015


In any case that’s that

If it’s more appropriate to ask over email as expert advice do let me know


Thanks!
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 11/April/2018 at 7:23am
The new kid in town www.solvestudentdebt.com ;

Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 11/April/2018 at 7:24am
Typo king strikes again. Man. 

The new kid in town - www.solvestudentdebt.com ;
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Knewkirk Quote  Post ReplyReply Direct Link To This Post Posted: 11/April/2018 at 7:40am
Bless! Thanks so much
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 11/April/2018 at 7:41am
No sweat. Just focus - and read what I wrote. I will coach you if you need me to. 
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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