This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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dhannaburg View Drop Down
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    Posted: 10/August/2018 at 3:09pm
I currently have an old student loan about 30years old. When I received my student loan I had found out at that time that I had aboriginal status and notified the student loans office in Manitoba. They took my registration number and other personnel info. I didn't hear back from them for about 10 years, We went over the status information once more and again didn't hear back from them for about 5 years. There has been a back and forth with student loans as aboriginals are to receive an education supported by the government. I recently got a call threatening action so I asked for a copy of the original documentation for proof of debt. They refuse to supply it and are now threatening legal action. I am permanently disabled from a work related injury and am on wcb. I have no means to pay this back. Nor do I have any information about the loan as they refuse to supply any information other than the occasional monthly statement. Any help would be greatly appreciated.
Thanks for your time
Dennis
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dhannaburg View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote dhannaburg Quote  Post ReplyReply Direct Link To This Post Posted: 14/August/2018 at 5:41am
Just to update. I called the number on the letter that threatened legal action. I did not admit to anything although they tried to get me to on numerous attempts. They inform me that they were going to take legal action no matter what. They also informed me that they would not supply me with any information on how the dollar figure was obtained. So I called student loans to see if they could enlighten me on the letter and they informed me that they have no information on me. They said I should call CRA legal. Not sure if that is a good move as I am not proficient in legalize.
 
thanks Dennis
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 14/August/2018 at 11:42am
If they actually told you to call CRA Legal Services then, usually that is who has carriage of the account. If this is the case then it's something to be quite delicate with. If it is assigned to CRALS then the only reason would be litigation. That is what they do. 


Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

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Post Options Post Options   Thanks (0) Thanks(0)   Quote dhannaburg Quote  Post ReplyReply Direct Link To This Post Posted: 15/August/2018 at 1:20pm
It was the Student loans fellow that I talked to, he suggested calling the legal team because he didn't know what else I could do. Should I call them or is this potentially beyond any sort action on my part? Is this something that your company could help with?

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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 15/August/2018 at 5:44pm
What is it that you are wanting to achieve as a result? 
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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Post Options Post Options   Thanks (0) Thanks(0)   Quote dhannaburg Quote  Post ReplyReply Direct Link To This Post Posted: 16/August/2018 at 2:14am

I would like to know how the dollar amount came to be. What loans are they talking about. Canada Student Loans claims I am not on the books and they have no information on me. The collections area are refusing to supply me with any information on the debt and stating that they are going to taking legal action. How am I to defend myself and or try and come to some sort of resolution if I am not allowed access to the information.

Thanks for your reply Johnny
Dennis
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Post Options Post Options   Thanks (0) Thanks(0)   Quote dhannaburg Quote  Post ReplyReply Direct Link To This Post Posted: 16/August/2018 at 2:31am

Johnny

In fact how this got to where it is. Several years ago I had asked Student loans to clarify the statements that they were sending. They told me that they couldn't. So I thought to myself, if you are unable to provide any information on a debt that you are trying to collect, that possibly there is no debt at all. So I stopped the payments. They still to this day will not provide any information.
 
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 16/August/2018 at 5:05pm
If you want me or someone here to jump in and communicate with them to provide data and transparency concerning what they are saying you owe that can be done. However,  once we get that for you, is that all you want? 

Let's say we get you this information, then what? They are going to want to know what you intend to do about the loan. What sort of resolution are you looking for, and is that what you are asking for help in achieving as well? 


Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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Post Options Post Options   Thanks (0) Thanks(0)   Quote dhannaburg Quote  Post ReplyReply Direct Link To This Post Posted: 17/August/2018 at 10:42am
Hi Johnny
I am. That is exactly what I would like to do.
1. determine what the debt is. Proof of debt and a detailed accounting of it.

2. If there is truly a debt, then I would then like to address it in an amical and agreeable fashion.


I don't know what your credentials are or how your company works, but it appears from your responses that you are well versed in handling these types of situations. Of course there will be a cost involved. How do I get in contact with you?

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Dennis
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 21/August/2018 at 4:55am
You can visit www.solveestudentdebt.com and connect this way.  


Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 21/August/2018 at 4:56am
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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