This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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philbain View Drop Down
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Location: Victoria BC
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    Posted: 03/April/2020 at 6:40pm
Hello,

My student loan debt is not showing up on my CRA MyAccount and I have stopped receiving invoices from ESDC.  Just curious if anyone knows why this has happened?

Cheers,

Phil
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philbain View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote philbain Quote  Post ReplyReply Direct Link To This Post Posted: 06/April/2020 at 3:48pm
Just a follow up, I have contacted CRA and they said that the liens and right to set off on my GST and tax refunds have been removed from my account which is why it is not showing up.  I called the number ESDC supplied me with on my monthly invoice but they are closed due to the pandemic.  I still don't know why I am not receiving monthly invoices.  I am still paying in accordance with the agreement that John Leblanc set up for me in 2013, but I don't know what is going on because there is no status update or monthly invoices.
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SolveStudentDebt View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 06/April/2020 at 6:07pm
You won't receive anything from the government during this time of crisis. The government offices are quite empty and staff on-site is very minimal. You won't start receiving statements again until things get back to normal over there I suspect.  

Liens are removed temporarily, yes. 

Are you able to continue the payment I set up for you? Are you ordered to stop work, or suffering loss of your job due to the crisis? 

 



Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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philbain View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote philbain Quote  Post ReplyReply Direct Link To This Post Posted: 06/April/2020 at 7:30pm
Thanks for replying.  I am in a good spot working from home and am able to keep up with the payments.  Thanks for the info.

Cheers
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 07/April/2020 at 8:56am
Good to hear! Stay safe! 

A lot of people are out of work right now :( 
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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