This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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Forum LockedI think I went a little nuts recently.

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Kristian View Drop Down
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Joined: 18/February/2004
Location: Canada
Points: 43
Post Options Post Options   Thanks (0) Thanks(0)   Quote Kristian Quote  Post ReplyReply Direct Link To This Post Topic: I think I went a little nuts recently.
    Posted: 21/March/2004 at 7:54am
Last week I received a letter from HRDC collections.  To make an
excruciatingly frustrating story less rant-worthy, I'll just say HRDC
was being unresponsive.  They still are, but I hope to change that.

But last week, rage built up and I spewed a few rants in here 
(under the "Urgent Help Needed" board).  I noticed the rage boiled
up just when I felt I lost control.  Now I know how a collection
agent feels.

After blowing my top and writing about it here, I hopped on my bike and
pedalled the rage away.  20 km later, I was ready to approach the
problem rationally. 

I noticed the first thing that goes when I become irrational is the
warning system in your head that tells me I'm being irrational. 
So, when I feel ready to sail over the edge, I know to burn that off
that energy with some kind of physical activity.  Starve the
furious process before it takes hold.

HRDC is a frustrating beast. 
So, sorry about the rants.  I'll try to keep my head in the future.



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torontoboy26 View Drop Down
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Joined: 15/April/2004
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Post Options Post Options   Thanks (0) Thanks(0)   Quote torontoboy26 Quote  Post ReplyReply Direct Link To This Post Posted: 19/April/2004 at 2:58pm
um, can u try meditating?  zen is great... 
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Kristian View Drop Down
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Joined: 18/February/2004
Location: Canada
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Kristian Quote  Post ReplyReply Direct Link To This Post Posted: 19/April/2004 at 5:48pm
Originally posted by torontoboy26 torontoboy26 wrote:

um, can u try meditating?  zen is great... 


Actually...I do already.  Nine years now.

You should see when I don't meditate for a few days.  Hoo-ee...


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