This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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wren_red View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote wren_red Quote  Post ReplyReply Direct Link To This Post Topic: Share your collection letters
    Posted: 25/January/2005 at 3:33pm
I don't know if it's legal or in bad taste, but I have a nice collection of
collection letters incurred.

HEY, I own it and I want to exercise my freedom of free speech.

With a photocopier, some white out (your info, not
there's), and a scanner, I don't see why it would be a bad idea to archive
the latest and greatest?

Heck, if I had a million postage stamps, I would send these babies to
Ottawa and to our government officials and our ministers....
I would even go as far as to hand-print there names in the whited out
areas so they too know how it is to get a letter from a collection house
regarding student debt.
I would write in BIG LETTERS on back or bottom my status, my income,
and what I studied, what I do now, and how long I've been trying to pay
off my debt since 19XX.

I would include it in my letter to minister so-
and-so, this is how it feels to be afraid of your mailbox or your
telephone.

Actions speak louder then words....Okay, I'm getting off topic here.

How would I make someone understand the bad and evil if they couldn't
read it for themselves?

I bet many of us would feel kinda relieved knowing that your letter and
mine are no different from one another.

I would like to scan them and post them on this thread BUT I think I'll wait
for Johnny or and admin to okay it.

Till then, anyone like this idea?



Edited by wren_red
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silence2long View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote silence2long Quote  Post ReplyReply Direct Link To This Post Posted: 25/January/2005 at 6:03pm

Sounds like a good idea...  They do get overwhelming, don't they? If you want to have a letter opening party..... I've still some in the envelopes

Now wouldn't it be as equally informative to hear in audio... the recorded conversations????  How 'bout sending those to the minister.

I looked at some interesting documents on another thread. 

I have a lovely believeable document from Mark Silverthorn... and the o-so-law abiding Collectcorp I'd post for the sake of the thread.

 

silence is a form of fear...fear of the unknown...has kept me silent too long
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radiomovie View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote radiomovie Quote  Post ReplyReply Direct Link To This Post Posted: 20/June/2005 at 8:54pm
When I saw the title of the thread, I assumed the scans would already be here.  Hurry up!
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BarryW2 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote BarryW2 Quote  Post ReplyReply Direct Link To This Post Posted: 21/June/2005 at 1:56am
I think it's a fantastic idea.  Have a gallery of collection letters so people can see other collectors fear tactics and therefore alleviate some of that fear.  I have a bunch I've collected including various forms of threats of lawsuits.

As well, they're obvious form letters so if you remove any specific reference to you and the dates sent, the collectors would never know who you are.


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Agent007 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Agent007 Quote  Post ReplyReply Direct Link To This Post Posted: 21/June/2005 at 2:17pm
Originally posted by wren_red wren_red wrote:

Heck, if I had a million postage stamps, I would send these babies to Ottawa and to our government officials and our ministers....


You're in luck -- http://www.canadapost.ca/textonly/personal/offerings/supplem entary_services_pers/can/franked-e.asp

Quote
Canada Post provides free mailing privileges to the following:

    * Governor General or Secretary to the Governor General
    * Speaker or Clerk of the Senate or House of Commons
    * Parliamentary Librarian or Associate Parliamentary Librarian
    * Members of the Senate
    * Members of the House of Commons

In addition, anyone mailing an item to the above in Canada receives free postage. As a general rule, only Lettermail, Publications Mail and Addressed Admail are acceptable. Parcels and add on services are not acceptable at no charge as part of this service. As long as the letters M.P. appear on the mailing, it can be sent free of postage.

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silence2long View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote silence2long Quote  Post ReplyReply Direct Link To This Post Posted: 22/June/2005 at 4:57pm

Agent007,

Wow thanks for the post......... Did anyone else know this ???

Now where is the paper and pen???

silence is a form of fear...fear of the unknown...has kept me silent too long
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