This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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Forum LockedJohn LeBlanc is worth the money.

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chopsuey View Drop Down
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Joined: 03/February/2005
Location: Taiwan
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Post Options Post Options   Thanks (0) Thanks(0)   Quote chopsuey Quote  Post ReplyReply Direct Link To This Post Topic: John LeBlanc is worth the money.
    Posted: 03/February/2005 at 6:20am

I discovered this page, out of desperation, late one night.  I had moved to Taiwan to get work after a series of low wage jobs in Canada that led my loans to collection agencies.  After a few years of making payments here and there, I decided to make a serious effort to repay the debts.  I had never paid much attention to what I had borrowed and two portions, through the partial payments, were almost for the exact same amount.  I didn't bother to look at the file numbers, I assumed the papers were for the same loan but printed on different dates with the interest causing the totals to be slightly different.  I know, very dumb mistake!  I had been paying my other two portions and the agencies (ARC and NCO) and their representatives were very cooperative.  When I noticed the paper had a different file number I immediately contacted  the assigned agency (CBCL) and expressed my wish to repay the debt.  The women began threatening me with the filing of a judgement and rejected my offers until she had me worked up to an amount I couldn't hope to repay.  I agreed to it because she had me so rattled on the phone.  I was paying the others a minimum of $200 a month and usually more but the CBCL rep was demanding $1500 immediately ($10,000 loan)and $700 a month afterwards.

I was so desperate that I began searching for info on student debts and any solutions.  I stumbled on this forum where I saw John LeBlanc's name many times and always on a positive note.  I immediately called him and within days I was on a fair payment plan of $125 to each of the three portions and I actually saved enough that I am trying to settle one of the loans at this moment!

Hire John it is worth it for the peace of mind and the ability to answer your phone without being in fear of a collection agent threatening you!

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