This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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polyhymnia61 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote polyhymnia61 Quote  Post ReplyReply Direct Link To This Post Posted: 08/March/2005 at 1:07am

nago...please.

I hate to say this, but no one is going to read your posts and offer to save you. People tend to run from people who consider themselves losers. It sucks, but that is human nature. I've been there.

You can only save yourself.

Poly

 

 

Home is where you are allowed to prosper.
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lola View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote lola Quote  Post ReplyReply Direct Link To This Post Posted: 08/March/2005 at 10:39am
Red
The fact that you are here is a positive sign. Please know that life
is worth living - but life can be very difficult at times. You aren't
alone. I am sure that many people on this site have had the same
feelings at one time or another. The most important thing is that you
find some way to express yourself, find someone to talk to and get
advice from, and find some way to make yourself feel worthwhile -
even if it is volunteering at the food bank or animal shelter.

Lola
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Post Options Post Options   Thanks (0) Thanks(0)   Quote hunter Quote  Post ReplyReply Direct Link To This Post Posted: 09/March/2005 at 5:34am
Lola

I was just thinking about what you said about volunteering at the local animal shelter.

I did this for a couple of months, it was a really rewarding feeling. I loved it.

But my boyfriend made me leave there
seems to me that on several occasions - only 2
I would bring home puppies that needed someone to take care of them and I made them part of our family.
I am not even allowed to go visit the shelter anymore

Everytime we pass the shelter, he looks at me, and says "don't even go there".
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Post Options Post Options   Thanks (0) Thanks(0)   Quote kwelmm Quote  Post ReplyReply Direct Link To This Post Posted: 09/March/2005 at 6:06am

The best thing about volunteering at the animal shelter for anyone...is that the animals are not judgemental and they will listen to everything you have to say.....it's great...I've never volunteered at one before...but pets are great therapy!!!!   

Hunter...that is funny about your boyfriend saying that...

 

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Post Options Post Options   Thanks (0) Thanks(0)   Quote Hunter2 Quote  Post ReplyReply Direct Link To This Post Posted: 09/March/2005 at 6:09am
Red&Nago give yourself some time and take Lola's advice. It could make all the difference in the world.

Lola..great ideas.

Hunter thats cute! The HS makes me cry..hubby would prefer me not to go anymore either!
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Post Options Post Options   Thanks (0) Thanks(0)   Quote reddragon Quote  Post ReplyReply Direct Link To This Post Posted: 10/March/2005 at 12:59pm
The only thing hold me back from going over the edge was my boyfriend and he just broke up with me.  Need help. 
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Post Options Post Options   Thanks (0) Thanks(0)   Quote kwelmm Quote  Post ReplyReply Direct Link To This Post Posted: 10/March/2005 at 1:08pm

Reddragon...if you want to email me...please do...I don't mind at all...I realize you don't know me from a stranger...I'm a good listener and like to help others out!!!

Break ups good or bad are not easy!

Send me an email....kwelmm@yahoo.ca.

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Post Options Post Options   Thanks (0) Thanks(0)   Quote momof2 Quote  Post ReplyReply Direct Link To This Post Posted: 11/March/2005 at 2:42am

red

i can totally relate.  years ago i went through hell and my fiance was the only one keeping me sane and then he left, no explanation.  feel free to email me as well - csdmomof2@yahoo.ca .  kwelmm and i may be strangers to you but we are both good listeners and sometimes talking can make all the difference in the world.

professionals built the titanic but amateurs built the ark...
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Post Options Post Options   Thanks (0) Thanks(0)   Quote hunter Quote  Post ReplyReply Direct Link To This Post Posted: 11/March/2005 at 4:41am
reddragon

Most definitely take momof2 and kwelmm's invitation and talk to them.
I totally know what it is like to feel as though you are at the end of your rope and then more bad stuff happens. I have been there on too many occasions.

For me it was about ten years ago, and it was at a bad time, I was feeling as though I had no reason to get up in the morning, and for many days, I never did. I think I stayed in bed for 4 days, what can I say it was a bad time.
When I did finally venture back into the world, I was walking around like a zombie, and I happened to see this newspaper ad that hit me like a ton of bricks.
The heading was "DO YOU NEED A REASON TO WAKE UP EVERYDAY". It was screaming at me. Then it went on to talk about getting a puppy and it talked about all the benefits of having a pet. So off I went to the Humane Society.
I was single at the time, and did not have to answer to anyone. Did I mention that I was living in an apartment that did not allow pets. Like I said I was not thinking clearly.
I came home with this beautiful puppy, who I named KAOS(it was the way that my life was in at the time).

But thinking back it was the best thing that happened. The puppy got me out of my depression and I started liking my life. It was fun too, taking the puppy to the park, going to the fastfood places and ordering for two.

What I am trying to say, is people need different things when they are feeling down in life. If you have friends talk to them, talk to us on this site. We are all there for you. For me, it was getting a puppy. This cute little pup changed me life back then so much.

take care and let us know how things are with you

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Post Options Post Options   Thanks (0) Thanks(0)   Quote hunter Quote  Post ReplyReply Direct Link To This Post Posted: 11/March/2005 at 4:44am
Just to add

I did have to move out of the cheap apartment and into more expensive housing where I could keep KAOS, but things worked out for the best.

Kaos is in a better place up in dog heaven
but he was soon replaced by another puppy
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Hunter2 Quote  Post ReplyReply Direct Link To This Post Posted: 11/March/2005 at 5:01am
reddragon
Please be careful. Sometimes it helps to get it all out even to a stranger. When my daughters father left me I wanted to die, I thought no one would ever love me again and that I was no where near "good enough" to be a mom.

One day I broke down at school and a woman walking by stopped to see if I was ok. I was crying so hard I could not talk. She told me it was going to be ok. I spilt my guts to a total stranger and she just said that someday it would be allright and to just hold on. That was 9 years ago. I thank her in my head every time I think about it because my impulse to run way from the pain and end my life was very strong. But I held on and slowly it got better. Things made me happy agaiin, small things.

Life is worth living. Time and perspective are everything. Hold on red...it will be allright. Talk to someone...please...I know you can find your way out.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote reddragon Quote  Post ReplyReply Direct Link To This Post Posted: 11/March/2005 at 7:24am
Thanks for your responses.  It reassures me a little.  The overwhelming feeling is still there.  I went to bed around 7pm... but I can't get all this off of my mind.  And it's just so invading...

Thanks for the support.
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