This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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    Posted: 13/October/2005 at 3:32am

Can you imagine a money-back guarantee on your student loan?

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Post Options Post Options   Thanks (0) Thanks(0)   Quote KimM Quote  Post ReplyReply Direct Link To This Post Posted: 13/October/2005 at 3:45am

Liberals give money-back guarantee
'Birth certificate in 15 days,' Throne Speech promises
Critics say Liberal on-time guarantee just a gimmick

In what is believed to be the first of its kind in North America, the Ontario government is introducing "money-back guarantees" for some public services.

..This is what I am referring to..

 


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Post Options Post Options   Thanks (0) Thanks(0)   Quote old hippy Quote  Post ReplyReply Direct Link To This Post Posted: 13/October/2005 at 9:23am

 

I've often considered asking for a refund...

 

 

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Post Options Post Options   Thanks (0) Thanks(0)   Quote KimM Quote  Post ReplyReply Direct Link To This Post Posted: 13/October/2005 at 9:43am

10 Year Unconditional Money

Back Guarantee

We want you to be happy with the purchase you made from us.  Therefore, we offer a money-back guarantee for the educational products that we sell at our universities and colleges.  If for any reason you are not completely satisfied with your purchase simply notify us within 10 years of purchase and we will promptly process your refund.

 

dalton.mcguinty@premier.gov.on.ca

 

Don't you remember seeing this when you signed the papers?

Nehemiah 5:7 Then I consulted with myself, and I rebuked the nobles, and the rulers, and said unto them, Ye exact usury, every one of his brother. And I set a great assembly against them.

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Post Options Post Options   Thanks (0) Thanks(0)   Quote old hippy Quote  Post ReplyReply Direct Link To This Post Posted: 14/October/2005 at 1:50am

 

Nope.  Must have been too busy "falling through the cracks".  But what a great idea.....I love it.    

    

 

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Post Options Post Options   Thanks (0) Thanks(0)   Quote KimM Quote  Post ReplyReply Direct Link To This Post Posted: 14/October/2005 at 3:38am

Here is another laugh thanks to some reporter at  The "Star":

"Astronomers believe the gravity of the gas disks helped offset the tidal force of the black hole in a tug-of-war that allowed the stars to form."

We need to think of the black hole as the student loans and us as the newly formed stars--but only if we are not willing to give up!

Nehemiah 5:7 Then I consulted with myself, and I rebuked the nobles, and the rulers, and said unto them, Ye exact usury, every one of his brother. And I set a great assembly against them.

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Post Options Post Options   Thanks (0) Thanks(0)   Quote old hippy Quote  Post ReplyReply Direct Link To This Post Posted: 14/October/2005 at 4:26am

 

You sound like a bright and shining star Kim, and we're all pulling for you.

 

 

 

 

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Post Options Post Options   Thanks (0) Thanks(0)   Quote KimM Quote  Post ReplyReply Direct Link To This Post Posted: 14/October/2005 at 6:54am

That sounds like 'pulling on me' -- are you sure you aren't part of the black hole??

Here is another thought:

Take up going to lectures like this one at Convocation Hall tonight:

Searching for other worlds and life beyond: lecture

Astronomer who discovered the first multi-planet system other than our own solar system will discuss the likelihood of life in the great beyond


When all feels bad, just remind yourself that what you really need to do is start-up your own planetary system.


 

Nehemiah 5:7 Then I consulted with myself, and I rebuked the nobles, and the rulers, and said unto them, Ye exact usury, every one of his brother. And I set a great assembly against them.

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Post Options Post Options   Thanks (0) Thanks(0)   Quote old hippy Quote  Post ReplyReply Direct Link To This Post Posted: 14/October/2005 at 7:28am

 

Nope....  not part of the black hole.  I did head north last weekend and enjoyed some star-gazing.  So much clearer up there, away from city lights and smog.  Just relaxing a bit before making contact with the alien beings at the NSLC re: my last Interest Relief app.  They've been fairly helpful so far.....knock on wood.  I'm starting to wonder - why am I hanging in "Stress and Mental Health"? 

Enjoy the lecture. 

Hippy

 

 

 

 

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Post Options Post Options   Thanks (0) Thanks(0)   Quote KimM Quote  Post ReplyReply Direct Link To This Post Posted: 14/October/2005 at 10:13am

If the lecture is anything like the other two lectures in the series it should be a wonderful night, thank-you.

I was hoping to make it to Algonquin Park for a star party but not so.  I am envious of your outing. 

Perhaps you should wait until your IR finishes before you hang out here.  I know coming back to the site and sensing the desperation in some of the posts gets me even more upset than I already am.

Anyway, I love being in Toronto because there are lots of freebies to take advantage of....so, for tonight, I escape to the universe..

 

Nehemiah 5:7 Then I consulted with myself, and I rebuked the nobles, and the rulers, and said unto them, Ye exact usury, every one of his brother. And I set a great assembly against them.

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