This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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Forum LockedAnouther disabled dude gets the shaft

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BigManOffCampus View Drop Down
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Joined: 04/May/2006
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Post Options Post Options   Thanks (0) Thanks(0)   Quote BigManOffCampus Quote  Post ReplyReply Direct Link To This Post Topic: Anouther disabled dude gets the shaft
    Posted: 04/May/2006 at 3:45am

Well where to start

I was disabled before I went to school. I wanted to be off disabilities so I went to school to become a computer tech. I knew how to fix computers prior to this.

I went to a private insituition called academy of learning. I got screwed out of my disabilities money and I could not get that canada disability learning grant (the paper work was not filled out right, although I KNEW I did). I had such a hard time dealing with school and stress from not being able to make ends meet, and did not have anyone to do it for me.  (I wonder how many government officials get off on stamping incomplete, when the jist of the message/ form is there).

So to make matters worse I had a sevre back injury along with a slipped disk from doing "day labour." No WCB for this dude :(

I was even layed up for over a month.

Well I healed a bit and got most of myschool done, but I needed a job for my practicum part. So I had to go to anouther town to get that work. The job fell through after a month. The place I was staying at fell through. I was far from physically fit to work on the oil fields I was 370 pounds then.

My hopes and dreams where shot down. I returned to my hometown. I was going to try and go to school more and become an electrition but then my back went out again while doing excersices and I was not able to make the test I needed. My Depression got horible, I shut myself off from the world. This was in november 2003.

So being poor I was not able to pay student loans, and since I was passed intrest relief I was screwed. I had more setbacks in my life and everytime I got one of those student loan letters my anger would flare up. They actually expected someone who live off penuts to be able to pay off the intrest and get the loan in good standing.

I tried for intreset relief and got denied.

These guys never care I asked is there anyway you can help me, anything you can do -- all you get is that flat out NO. I even got "its your responsiblity to bring down the principal", to which I replied "I could not due to depression."

I even had a flood last summer and arbhitration let the landlord weasle out of paying anything, to think if I could of afforded renters insurance I would of been safe.

I finally got BC Student loans off my back and have been trying to deal with the Canada student loans.

It has taken over four months for my doctor to fill out my disability debt forgiveness package.

I have informed them what was going on, they sent me the forms november 2005 and that my doctor wouldn't be back to January. I have kept them informed VOLENTARLY. I told them the status and that my doctor takes forever to fill out forms.

I tried to call them every month then and especially when one of their "computer generated forms of doom" comes in saying you owe such and such and your loans is in the rears.

Now they I got sent one saying they will garneshe my G.S.T.

I am also affraid that might mean that they might not even accept my disability debt forgivness forms. I have been trying to seek out help on the net and now I stumbled across this page here.

It is sad to see how many disabled people here suffer from the misunderstanding of student loans, why can't doctors call them up and give em heck for not playing fair with disabled people.  It should really be as simple as a letter or note from your doctor -- but its not.

I REALLY need an ADVOCATE someone whom those STUDENT LOAN SHARKS fears.

P.S. I have depression, insomnia, minor bipolar, A.D.D type C ( although I swear its worse now), I have a bad back ( I can't even lift 50 pounds with out the threat of it going out), and to top that off my weight is 480 pounds.

 

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