This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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Forum LockedDealing with Depression

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    Posted: 07/June/2006 at 10:10am

Hi,

I've been dealing with depression for a LONG time, but have just recently gotten professional help. Hope you can learn from my experience.

I'm using a combination of medication and cognitive/behavioural therapy to overcome depression and there has been some improvement. A book that was recommended to me by my therapist may help.

Feeling Good - New Mood Therapy, David Burns.

So far it seems to be a good book. Seems to be helping. Takes work though. Hard but doable.

Hired Johnny as well. Phone calls and letters have stopped. That gives me some room to breathe and deal with the other issues in my life - divorce, not having my son with me, still mourning father's death. But, generally feeling better and sometimes even optimistic!

 

http://www.guymcdowell.com
Because education shouldn't be a debt sentence.
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SolveStudentDebt View Drop Down
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Joined: 05/November/2003
Location: Canada
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 07/June/2006 at 4:15pm

Hi Guy,

Things are going to get better. Call me sometime this week. I have got some good things to talk to you about.

Johnny

www.cfwgroup.ca

Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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