This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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    Posted: 08/September/2006 at 7:25am

Hey, I'm looking for information about HRDC's student loan forgiveness that I can use to write an article for The Province newspaper. By reading all the memos on this website and from my own experience, I know that HRDC pretty much never honours their disability benefit. Using the media, I'm trying to make this better known to the public so HRDC will start feeling some pressure to be more compassionate.

Right now I'm trying to gather information about what everybody experiences in their applications for the permanent disability benefit. Were you able to complete everything that was required? If so, was your student loan forgiven? If not, why didn't HRDC remit it? Do you still work or go to school? Was your student loan in default before you applied? Are you currently making any payments? Have physicians officially recorded that you have permanent disability? If you can give me any of this kind of information, it will help me write a truthful and accurate document about why HRDC hasn't been honouring their permanent disability benefit. I won't write about any of your personal information, but just use it to summarize our overall circumstances.

I plan to write this for The Province newspaper because they already want to interview me about what it's like experiencing prosopagnosia (inability to recognize people's faces). I'm thinking that if I agree to do that for them, they might be willing to publish this article for us as well.

So if you want to help me put some pressure on HRDC to be more compassionate for us, please give me any information you think would be good to have in the newspaper. If you wouldn't like to post any of your information here, feel free to e-mail it to me at crossr74@****.

I promise that any personal information you give me will remain strictly confidential. I just want to get as much information as I can so I can write an accurate and complete summary of our affairs with HRDC. If The Province agrees to post the article I write, I will put a copy of it here for you all to see.

What I hope is that HRDC will have some pressure to adjust their regulations and be more compassionate; if a person's disability temporarily restricts his or her ability to work, that period should be interest-free. Also, if that person was up to date on his or her payment schedule, then the account should continue being credited by the amount that was being paid until he or she can begin working again. Or, if a person is able to work but his or her disability significantly impairs the person's ability to succeed, then the principal should still have to be paid but with no interest. We can be sure HRDC won’t voluntarily initiate these kinds of changes themselves, so we have to put some external pressure on them. Please give me any information that you think will help me do so, and be motivated to do some of it yourself.

Rob

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