This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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Powder2011 View Drop Down
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    Posted: 20/June/2011 at 12:01pm

Hello all,

I just got served with a civil suit on June 13, 2011. for around $6000 from an outstanding Alberta student loan. The last activity on this loan was May of 2005, I know for a fact it would be 6 years starting June 1st 2011. It was on my credit report a in May and now it is gone, which means its been 6 years. The papers were dated May 10th, but I did not get served until June 13th.


Shouldn't this loan acording to Alberta Student Finacial Assistance Act, 202 Chapter S-20.5, be statue barred?

Limitation of actions

14 The Limitations Act applies to claims, within the meaning of that Act, arising under this Act except that, instead of the 2‑year period referred to in sections 2(2)(b) and 3(1)(a) of the Limitations Act, a 6‑year period applies for the purposes of this Act.

I've tried to contact a couple lawyers but they won't give me the time of day. And I only have 9 more busniess days to deal with this, I'm unsure what to do. Do I have to pay this or do I have grounds to fight it? Is this something the CFW group deals with?
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 20/June/2011 at 2:49pm
If you want advice how to deal with this, or discover whether or not the debt is statute barred there fees for services, yes. THe reason lawyers don't want to participate is because, for one - a lot of lawyers are advocates for creditors and their rights, and lastly - they charghe a lot of money just to talk with you.
 
If you want solid advice the fee is $125.00 - taxes in. This isn't an hourly fee either. That is what it will cost to help you get to where you need to be with the situation. 
 
Johnny  
 
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Powder2011 Quote  Post ReplyReply Direct Link To This Post Posted: 20/June/2011 at 3:36pm
What is the best way to contact you Johnny?
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 21/June/2011 at 3:10am
You can contact me at 902-861-1210. If you get my voice mail just leave a message with a contact # and I will call you back.
 
Johnny
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Powder2011 Quote  Post ReplyReply Direct Link To This Post Posted: 21/June/2011 at 10:01am
I left a voice mail for you Johnny
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 23/June/2011 at 4:05am

I will call you back this afternoon.

Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

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Post Options Post Options   Thanks (0) Thanks(0)   Quote helpnout Quote  Post ReplyReply Direct Link To This Post Posted: 20/November/2012 at 10:59am
We are in the same boat. Being sued by AGC for Canada student loan from 1996. Losing r minds and freaking out along with getting frustrated trying to find answers. Don't have enough money to pay mtg and utilities as it is leave alone groceries and these turkeys show up and sue..... No what???
 
Anybody have any suggestions?
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 20/November/2012 at 11:48pm
What are your questions?
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

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Post Options Post Options   Thanks (0) Thanks(0)   Quote CCameron1984 Quote  Post ReplyReply Direct Link To This Post Posted: 14/January/2013 at 2:18pm
Hi johnny, i am looking to privately chat.. Email possibly? Not sure how to contact you, was just served papers and bein sued. Would like info on statue of limitations with a loan from 2005 and how to find out if that is apllicable
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 15/January/2013 at 11:08am
If you want assessment, analysis, and advice the fee is $90.00.  You can contact is at 866-239-7889 to book an appointment to do this by telephone or online (Skype or video). It takes anywhere from 30-45 minutes.
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

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