This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


  New Posts New Posts RSS Feed - RAP-PD income verification
  FAQ FAQ  Forum Search   Register Register  Login Login


Forum LockedRAP-PD income verification

 Post Reply Post Reply
Author
activist67 View Drop Down
Newbie
Newbie


Joined: 10/April/2014
Location: Toronto
Points: 2
Post Options Post Options   Thanks (0) Thanks(0)   Quote activist67 Quote  Post ReplyReply Direct Link To This Post Topic: RAP-PD income verification
    Posted: 10/April/2014 at 2:16pm
I've so far received RAP-PD for 2 years, wondering all this time why I keep being required to provide documentation of my incredibly low income. One time I called NSCLSC and was told it is a random check. Another time, I finally got the answer from someone else at the call centre that borrowers with permanent disabilities are always required to provide proof of income - which I had of course started to suspect.

Sooooo.... does this not sound a bit like, ummm - discriminatory crap to anyone else? I'm seriously thinking whether it may even be grounds for a human rights complaint. I'd love to know if anyone else has an interest in pursuing this.

A bit of background - I have a learning disability, not severe enough to make me unemployable, although it was enough that I failed my clinical courses in a really hard health care program and got kicked out. I am now underemployed and stuck with a pile of student loans Ouch


Back to Top
Sponsored Links


Back to Top
old hippy View Drop Down
Groupie
Groupie
Avatar

Joined: 20/August/2005
Location: Canada
Points: 198
Post Options Post Options   Thanks (0) Thanks(0)   Quote old hippy Quote  Post ReplyReply Direct Link To This Post Posted: 14/May/2014 at 8:19am
Hi Activist,
 
Doesn't everyone have to provide proof of income every 6 months, similar to the interest relief program?  They probably just lump everyone including PD together to make it easier for them, same rules for all.  Not saying it's right, but probably not discriminatory.  From my experiences with the interest relief program, they are administratively inept at the best of times.  I'm on EI and will be applying for RAP shortly.  I may be ranting before you know it.
 
 
 
 
 
Back to Top
 Post Reply Post Reply

Forum Jump Forum Permissions View Drop Down

Forum Software by Web Wiz Forums® version 12.07
Copyright ©2001-2024 Web Wiz Ltd.