This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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Forum LockedAdvice for dealing with Hewlett Packard

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shepherd View Drop Down
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Joined: 26/January/2015
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Post Options Post Options   Thanks (0) Thanks(0)   Quote shepherd Quote  Post ReplyReply Direct Link To This Post Topic: Advice for dealing with Hewlett Packard
    Posted: 26/January/2015 at 7:00am
When I was living in BC, I had a student loan back in 98, for medical/personal reasons I wasn't able to continue past first semester. Unemployed, and living off welfare I wasn't able to make any payments towards the loan, so RBC, the one that handled the Canada Student Loan, wrote it off.
That disappeared off my credit reports in 2005.
There was a grant over award as well in which they withheld my tax refunds and HST payments for about 12 years.
Last fall I was intending to apply for a loan, did the usual checking my accounts to make sure everything was good, and seen a new creditor appear in 2013 called EDS DBA REVSERVBC. Some research and discovered this was Hewlett Packard collecting student loans.
I wrote a complaint to Consumer Protection Association of BC which they required by mail, and  they responded by email. Their response was this was an equifax issue, nothing they can do.
So I report to Equifax by mail, month later they send me a letter saying they received it and would investigate. Heard nothing again.

Last week I get a letter from Revenue Canada stating that they will be withholding all refunds or HST refunds for HP Advanced Solutions inc. O/A Revenue Services of BC.

I signed up for monthly monitoring now, and see that the EDS DBA REVSERVBC is still there and they are updating it monthly as no payment.

This is now 17 years later and I can't shake this. I haven't spoke to anyone about the loan since I left school in 1998. I've never made a payment, nor agreed to make payments.

Are they using the tax refunds they've been withholding and calling them voluntary payments to keep this thing alive?

I feel so helpless and don't know what to do.
I'm guessing I have to write again to Equifax with the scanned ID and such. What am I suppose to be saying to them?
I tried googling and this site is on the top each time as having the answers I need, so I really really hope someone has some words of wisdom for me.

Thanks.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 27/January/2015 at 4:18am

The BC Government is known to do this, yes. They twist the law to make it work for them and against you in respect of what is considered acknowledgment. If they take income tax rebates from you and you do not contest it then it is considered a voluntary payment in their view. It happens to many in the BC loan pool. A good lawyer can fight this.  A good case for a class action since it happens to many people. Hewlett Packard is a private company. Not a government agency. So, if they are violating you they stand to lose financially if you are successful in a law suit against them for doing this.


Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

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