This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.


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    Posted: 09/June/2017 at 2:16pm
Just received a letter notifying me of wage garnishment and that my employer has already been sent the garnishment form. This is for a CSL that was owing 17k. They are garnishing 20k now. My understanding is that they can take 50 percent of my gross pay. I am a single parent of 2 kids, and I will be returning full time to university this September. Can I fight this? I will be taking home approximately 1200 per month if they garnish me, My rent is more then that, let alone food, clothing, utilities etc. I will literally be homeless with my kids. I emailed my MP and MPP but I'm not sure if they can or will act quickly enough to help me. 
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 11/June/2017 at 4:34pm
I will help you. I am not taking any new clients now as i am at max, but if your situation is this critical I will help you.  If the execution order and notice to garnish was issued then you need to find out if you can actually beat the clock on the payroll cut-off. If not, you will have to absorb at least one garnishment of course. 

If you haven't already sorted it out, go to our website and send us a request for assistance on the contact us page. www.cfwgroup.ca. Make sure you identify yourself by your forum name here.



  
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

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Post Options Post Options   Thanks (0) Thanks(0)   Quote shaer Quote  Post ReplyReply Direct Link To This Post Posted: 12/June/2017 at 5:52am
Thank you. I have sent a message.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 12/June/2017 at 11:51am
Make sure you email me what I need so I can mediate this tomorrow AM. I have three of these going on tomorrow with the same law firm so I will introduce it. 
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

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