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Paying each month, Can CRA still garnish??

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Bradclarkej View Drop Down
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    Posted: 20/September/2017 at 12:52pm
I am paying my federal student loan each month $100. Which is $25 more than the monthly interest. They recently took 1400$ from a tax return. Can they still issue a garnishment even though I am paying each month??
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Johnny View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Johnny Quote  Post ReplyReply Direct Link To This Post Posted: 21/September/2017 at 8:25am
Do they have a judgment anchored in against you? 
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Bradclarkej View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Bradclarkej Quote  Post ReplyReply Direct Link To This Post Posted: 25/November/2017 at 5:15am
There is no judgement against me. It is just a defaulted student loan.
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Johnny View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Johnny Quote  Post ReplyReply Direct Link To This Post Posted: 26/November/2017 at 11:11am
if there is no judgment then they can't execute a wage attachment, unless it is a requirement to pay under the FAA.  
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Royal-NCO View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Royal-NCO Quote  Post ReplyReply Direct Link To This Post Posted: 26/November/2017 at 3:44pm
So long as you remain behind and in default on your loan, they can and will claim tax refunds, HST cheques etc.  I think the only exception to this is if you can somehow demonstrate extreme hardship.

If you want to stop this, and you're in a position to do so, you should consider rehabilitating your loan.


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Bradclarkej View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Bradclarkej Quote  Post ReplyReply Direct Link To This Post Posted: 27/November/2017 at 5:41am
How do I prevent them from obtaining a judgment? I made a 6 month agreement to pay $100 a mnth. That 6 mnths has passed. I just got a letter saying final notice to pay or legal action will be taken and to call to make payment arrangements. I called them and they did a financial questionnaire and are now asking for paystubs. Im weary of sending in paystubs because then they have employer information and can issue a garnishment. Is this correct? Do 6 months have to pass without a payment before they can obtain a judgement?
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