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It took years, but CFW Group solved it all.

Printed From: CanadaStudentDebt.ca
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Forum Name: Reccommended Advocates and Counsellors
Forum Description: Reccommended Advocates and Counsellors
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=6759
Printed Date: 29/March/2024 at 7:36am
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Topic: It took years, but CFW Group solved it all.
Posted By: csl_horrors
Subject: It took years, but CFW Group solved it all.
Date Posted: 11/October/2013 at 5:21pm
My case was complicated by loss of files, jurisdictional issues, bankruptcy, divorce, and pretty much everything else you could throw at it.  By the time I contacted John and the CFW Group I pretty much believed my problems with both the Government and the Risk Shared Lender were never going to end.  

After nearly a decade of harassment, abuse, and stubborn, apparently wilful incompetence on the side of the lenders -- years which had driven me repeatedly to deep depression and thoughts of suicide -- I decided to walk away from it all and try to have someone advocate and negotiate on my behalf.

From the very first phone call John was helpful, assuring, and willing to go the extra mile to talk me down from the emotional brink.  The fact that he was so confident, even as I was undergoing a brutal divorce and in the middle of some of the toughest financial times of my life, helped keep my spirits up for the long fight ahead.

The process that I undertook with the CFW Group still took a very long time -- more than five years by the end of it, as we had to explore a mixture of issues related to statute barring and the divorce and repeated, unprofessional attempts at contact by unscrupulous collections agencies even after a power of attorney was signed -- but ultimately everything was resolved in an acceptable and reasonable manner.  After all the years of unreasonable demands someone had finally gotten through the thick head of an incredibly arcane and inhumane institution.

The process was not always smooth; John is an incredibly busy guy in a small office, and there were periods in which I would wait quite a long time for more news.  Sometimes assurances would be made that quick action would occur, only to wait for the weeks and months to drag on with no response from the lender.  That less-than-constant communication sometimes worried me, especially as these issues are not the things you want to attack head on at the best of times.  Once I more fully realized the investment I was making I became proactive in following up with him regularly and then I saw just how hard he was working on my behalf.  As I learned more about the unbelievable arrogance and broken systems of the creditors, I began to see what a truly good investment I'd made in using the services of John and the CFW Group.

If you're one of the people who got trapped, as I did, in the false sense that a Canadian education would benefit you enough to outweigh the financial, moral, emotional, and physical costs of borrowing from a system designed to make an enormous profit for no meaningful return, then I feel for you.  I know just how far it can drive you, and what it's like to wake up at night in a cold sweat when the phone rings at an illegal (but not, to the collector, immoral) hour.  The CFW Group can really help you navigate the ridiculously treacherous waters with these "people" -- you owe yourself the much sounder sleep you'll get when John is working on your side.



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