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Financial Debt Recovery - MTCU - HELP!!!!

Printed From: CanadaStudentDebt.ca
Category: Immediate Attention and Info!
Forum Name: Credit Bureau and Reporting Issues
Forum Description: Find answers to Credit Bureau Issues Here
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=7407
Printed Date: 28/March/2024 at 6:00pm
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Topic: Financial Debt Recovery - MTCU - HELP!!!!
Posted By: corrheag
Subject: Financial Debt Recovery - MTCU - HELP!!!!
Date Posted: 05/August/2019 at 6:32am
Hi everyone, 

I have read a few posts about this topic on this message board but I am still confused. If someone on here can kindly give me some advice that would be hugely appreciated. 

My both tools and it currently says the following: 

MTCU - Financial Debt Recovery 
Opened Date: June 1 2017
Last Payment: March 1, 2017 
Reported September 15, 2017: $873

Back in the day, like 2001, I did take out a medium-size student loan (roughly around $7,000) while attending U of T. So, I understand that these things may never go away however, in this case, I'm confused because I never took out such a small amount, and I didn't make a payment on March 17, 2017. I haven't been in the country since 2011. 

I'm not particularly worried about such a small about if this is from 2001 and thus mine however, what concerns me is that it is showing a payment made the year it was opened. What should I do? 

Should I contact Equifax? 
Should I contact OSAP? 
Should I contact the Debt Collection Agency? 

Once this is resolved I would like this removed from my credit report. If it is not necessary to contact the debt collection because that means I am acknowledging the debt then that's fine, but at the same time, I do feel this can be resolved, at least hopefully, quite soon. 

Thanks in advance. 






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