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Statement of Claim

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gayle View Drop Down
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    Posted: 26/August/2016 at 11:33am
Hello. I received a statement of claim regarding a defaulted student loan a couple of weeks ago. On the papers it says to contact within 20 days of receipt, which I Have been trying to do but I haven't been able to get a hold of anyone. I've called multiple times with no answer and left messages. I'm trying to see if I can get a payment arrangement set up. Longstory short, I gave up on paying them and dealing with them after a mental health breakdown a few years ago and would like to get everything settled now. What happens if it goes past the 20 days and I can't reach anyone? I'm currently unemployed and start a new job next week and don't want to be surprised with any garnishments. 
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Post Options Post Options   Thanks (0) Thanks(0)   Quote administrator Quote  Post ReplyReply Direct Link To This Post Posted: 27/August/2016 at 9:32am
The statement of claim may not be an actual court document. It may be a piece of paper that is made to look like a court document to try to instill fear.

Check the document carefully.   It is ironic that you are trying to pay and can't get a hold of the people who sent the document! Typical of the student loan broken system.

How long has it been since you made payments? If longer than 6 years your loan might be statute barred.

Read up about this concept here: http://canadastudentdebt.ca/forum_topics.asp?FID=90&title=collection-of-old-stats-barred-loans
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gayle View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote gayle Quote  Post ReplyReply Direct Link To This Post Posted: 27/August/2016 at 9:46am
Thanks for answering. I assumed it was an actual court document since I was served with it and it kind of looks like my husband's divorce papers. It's been about 7 years since I've made a payment aside from the GST and tax refunds the government has been taking since about 2014.

The papers I was served with mention a higher amount than my most recent statement, as well when I was served with them the address they were trying to reach me at is an old one. All of my student loan statements go to my parents address and no one had tried contacting me there.

The papers mention that they are seeking full repayment of about $50K or they will garnish my wages. I'm to have my lawyer contact them to submit a statement of defence or to wrestle payment options by tomorrow. I obviously can't afford a lawyer and have tried very unsuccessfully to reach out to them myself.
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Sasha s View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Sasha s Quote  Post ReplyReply Direct Link To This Post Posted: 04/November/2017 at 10:31pm
Hello,

I recently received a letter telling me to contact federal student loans office or they will serve me with legal papers or garnish my accounts. I just want to know what happened with your situation.

What did you end up doing? Any advice would be appreciated.
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