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Student loans STOLE my tax refund!!

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Sunflower View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Sunflower Quote  Post ReplyReply Direct Link To This Post Posted: 11/January/2011 at 3:58am
I agree that no-one is owed a living etc.  However, I do believe in fair play and in assistance for those unable to repay debts like this immediately.

When the student loans were moved from the CIBC to this new gov't department, I could no longer find them.  I tried and tried--to o avail.  Suddenly when I can not afford it any longer (as I had lost my job) they came out of no where (3-4 years) and seized my tax refund.  That money was my survival $ until I could get another job and to fix things in my house that were falling apart.

I simply would have appreciated it if they would have sent me a letter in the time I was searching for them.  I had not moved and they had ALL my contact info, but simply didn't bother.

It is of no consequence any longer....I have finished paying my student loans as of December!! Big smile 

Still, it pisses me off that they 'disappeared' and then when I was most vulnerable, they swooped in for the kill.
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kes123 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote kes123 Quote  Post ReplyReply Direct Link To This Post Posted: 15/February/2011 at 10:00am
hi all..i just recently requested all my t4s as i havent filed for my taxes since 2006..i hvae a student loan i havent been paying as i myself cant afford the monthly payments they required..in that case i havent filed my taxes..crazy i know..my question is will they automatically take my tax refund and gst owing to me for the last 4 years?? its going t be a good chunk of cash and i could use it right now as im unemplyed..tks
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Johnny View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Johnny Quote  Post ReplyReply Direct Link To This Post Posted: 15/February/2011 at 11:43am
If they have a lien anchored in on it then they will confiscate it.
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.

solvestudentdebt.com
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Sunflower View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Sunflower Quote  Post ReplyReply Direct Link To This Post Posted: 15/February/2011 at 2:01pm
I'm sorry to inform you of this, but YES they will take all monies until the student Loan is paid in full. There is no real hiding from it, so if I were you, I would take care of it now.  

From what I understand, you will only be able to apply for 2 - 3 years of the GST credit. Unfortunately, CRA has indicated that they won't go back further.

Good luck!!
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Post Options Post Options   Thanks (0) Thanks(0)   Quote KJF14 Quote  Post ReplyReply Direct Link To This Post Posted: 04/March/2014 at 6:35pm
I'm really frustrated. I couldn't get an extension on my student loans, so it went to National Student Loans. From there, I contacted them, and explained my situation, we agreed on 160.00$ a month payments which I could afford, I even paid more every month. I was making 200$ payments. I was making the effort to pay them back and get caught up like we agreed, then I did my taxes today, and they took it all. Nearly 3,000$. I worked hard for that money, and its gone! It makes absolutely no sense to me, that we're paying the Queen 20 million dollars to visit Canada, and within a couple years she's spent it all. The Premier of Alberta can take a government jet to take her daughter and her friends on a personal trip. How she can take tax payers money and go to a funeral and refuse to claim any of the expenses. How we has a country can spend 8.1 million dollars on medals, that we give out to the biggest clowns ever, like Justin Beiber and Rob Ford. We're spending billions of dollars a year as a country, and are spending it so incorrectly. So I went to school to get an education to better my life, but now that I have, all my money is gone. Making me education almost pointless, then just when you get a glimmer of hope getting your tax return, poof gone! Even though you had been making the effort to pay it back! I've worked my butt off for the past year, and done really well for myself, but now I'm struggling tooth and nail just to get ahead. It's criminal really, there should be policing of taxations. Building your ecomony will never happen, if you're always kicking the little man, and spending tax payers money on the most retarded things you can find. I'm sick of paying for the stupidity of our politicians. 
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