This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their upcoming changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities can't plan. I've heard of courses being cut because the government has no process in place for universities to send the newly required acceptance letters to the government.

This means that students who have been accepted can not attend courses that start in the summer 2024 semester. With cut sections, current Canadian students will have trouble getting courses, and may have to switch to part-time which changes their enrollment status and might trigger repayment of their loans or ineligibility for funding. I've seen this before. It wreaks havoc on the student loan borrowers.

Again, the Liberal government has messed up the education environment. Will the new system needed in a rush for the acceptance letters be the new Arrivecan scandal?

I call on the government to implement a slower phased in approach and delay the requirement of the acceptance letters until a process is in place to submit these letters.

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Forum LockedJudgment enforcement in the US - How likely?

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throwthrowaway1765 View Drop Down

Joined: 16/September/2022
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    Posted: 16/September/2022 at 6:22pm
I have a private student loan - I think I defaulted in 2012- I was sued and they had some trouble serving me but continued to get extensions for service. I got a lawyer and consented to a default judgment in early. There was some discussion of settlement before that but I wasn’t making any money and we could agree to anything.

I have since moved to the US. I still do not make any money. As far as I’m aware, there has been no attempts to collect the judgment. I am now married and buying a house. Is it necessary to file a quit claim so it’s only under my husband’s name or are the chances of this judgment being enforced in the US very slim?
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SolveStudentDebt View Drop Down
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Joined: 05/November/2003
Location: Canada
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SolveStudentDebt Quote  Post ReplyReply Direct Link To This Post Posted: 25/September/2022 at 12:00pm
You mention "private" loan. Who is it that you owe? Did you take out an ordinary loan to pay for studies outside of the Canada Student loans Program? In order to give the best guidance here we need to know this critical detail. 
Solve Student Debt specializes in solutions for students and graduates in student loan default, and those at risk of defaulting.
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