Reccommended Advocates and Counsellors

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Big Life changes

Printed From: CanadaStudentDebt.ca
Category: Other Topics
Forum Name: Reccommended Advocates and Counsellors
Forum Description: Reccommended Advocates and Counsellors
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=5546
Printed Date: 27/March/2026 at 6:14am
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Topic: Big Life changes

Posted By: peterw38
Subject: Big Life changes
Date Posted: 10/December/2009 at 5:10pm

Thanks to the CFW group and John I have a new life. I started with John about 2 and a half years ago. My credit was below garbage. I had two bankruptcies in an attempt to escape student loans. I hired a credit counsellor that charged me $1500 to do nothing. I was getting nowhere and my stay of proceeding from the second bankruptcy was coming to and end. That meant the bankruptcy would be discharged and the creditors could come after me. I was scared and desparate. I was considering leaving the country. Then I found John and the CFW group. He listened to my story and let me know there was nothing to worry about. I had $85000 is debt by the way which added more stress. He was able to arrange nice payments with all of my student loan creditors.

Fast forward to two and a half years later. I applied for an appartment and I told them I had bad credit. I expected this as every time I checked my credit it had both bankruptcies and my student loans showed as bad debt. Well, to my suprise when i had the apartment manager check my credit it was the best it could be and it only showed one bankruptcy. The student loans had also come off my credit report. I was shocked in a good way. I never expected this. As I said thanks to the help of John and the CFW group I have my life back. Thank you John,

Replies:

Posted By: whelansm
Date Posted: 12/December/2009 at 12:49am

Thats awesome! Ive been working with John for awhile now and im hoping to have a similar happy ending!