I informed them that i had paid off my loans and that was back around 1995. he then informed me that no i had paid off some of it but had been split and still owed the $6000. He then said they had sent letters to me and my parents house, none of which i recieved (even asked  my folks and they said no nothing had shown) and that i would have to pay the 6000 by monday if i didn't want it put on my credit report and this was on Friday afternoon he called. obvioulsy i questioned this as 15 years and no one had ever contacted me about this loan i owed. and told him that i was not going to pay until i recieved some paperwork on this as i would be stupid to pay 6000 just becasue of a phone call. i asked him to send me the information registered mail to makes sure i got it and said no they weren't allowed and gave me a number for the royal bank which was just the call center.

though it seemed funny as not allowed to send me info by mail yet saying they sent mail which i never got.

He then said that if i didn't pay it they could start garnishing my wages and take my tax rebates and gst. I may have a great credit rating but doesn't mean i make a lot of money.

after looking on here i started to learn about the limitations. can they put this on my credit or garnish my wages as 15years?

and what can i do to resolve this as my credit rating is good and nothing on it.

as couldn't find out much about student loan limitation in New Brunwick