Collection of Old - Stats Barred - Loans

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Fraudulent Applicants??

Printed From: CanadaStudentDebt.ca
Category: Immediate Attention and Info!
Forum Name: Collection of Old - Stats Barred - Loans
Forum Description: Post questions about old loans and Statute of Limitations Issues
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=5845
Printed Date: 27/March/2026 at 3:58am
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Topic: Fraudulent Applicants??

Posted By: passingthrough
Subject: Fraudulent Applicants??
Date Posted: 14/July/2010 at 2:57pm

If someone had problems repaying an old loan in Ontario, can they purposefully move to another province to apply for a student loan there with no worries?

Another question, can someone lose their loan for lying about their family situation? What if a person never declares their husband or wife because they are from another country with no papers in Canada?

How would OSAP or other financial aid programs in different provinces investigate this?

Replies:

Posted By: paulaffleck
Date Posted: 15/July/2010 at 10:19am

If you purposely mis-stated your financial situation on your OSAP application, this would constitute an act of dishonesty, and the loss to the government would be the issuance of the loan monies to you, which would not have occurred, had the dishonest misrepresentation not happened.

It would be investigated by whatever police force happens to be notified, and prosecuted in Ontario.

It would be similar to a "welfare" fraud, where a person collects social assistance and fails to inform the government of the fact that he or she has a spouse in the house, working and earning.

Good luck.

Paul

Posted By: administrator
Date Posted: 15/July/2010 at 12:41pm

Most provincial student loans programs have a federal portion and provincial portion. You would be flagged by the federal system no matter what province you end up in.

Seems what you are proposing is rather shady... as the previous post, if you misrepresent your information, its fraud. When you sign the loan documentation there is a clear statement that you are making.

How would they investigate? Simple fact checking when you file your taxes as married when you are claiming on loans that you're single.

Even if you think you wont get caught, its morally wrong to get more money than what should be offered by misrepresenting your situation.

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