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CSL from 1995

Printed From: CanadaStudentDebt.ca
Category: Immediate Attention and Info!
Forum Name: Collection of Old - Stats Barred - Loans
Forum Description: Post questions about old loans and Statute of Limitations Issues
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=6056
Printed Date: 27/March/2026 at 3:45am
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Topic: CSL from 1995
Posted By: angelad
Subject: CSL from 1995
Date Posted: 10/March/2011 at 8:07am
I have a CSL that was originally with CIBC from 1995 that hasn't had a payment made on it in over 9 years.  About two years ago I started receiving a monthly statement from HRDC regarding the student loan.  I'd get one for four or five months, and then nothing for six months, and then I'd start getting them again.  Each time there is a phrase on the statement saying that Revenue Canada has been given the endorsement to take any tax refund that I may be entitled to, but each year I still receive my tax refund with nothing taken out of it.  Other than the moral obligation to repay this loan, am I now legally obliged to repay the loan?  If not, and it does appear on my credit report, how do I get it removed?  The last I attended a class in university would have been the spring of 1995.  I attended school, and received the loan in Ontario.  Thank you for any direction you can provide.



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