Well I really have to say that John LeBlanc from the CFW Group really helped me out.  To make a long story short as possible, I was divorced about 12 years ago and could not make my payments.  Of course the student loans went to collections and I had the “pleasure” of dealing with Collect Corp.  I could not negotiate any lower payments so I had to walk away from the collection agency.  This year the Canada Revenue Agency then went after me, wanting me to pay $600 per month, and I could not afford payments as I pay over $1400 a month for child support.  I then contacted John at the CFW group.  A judgment was then made against me stating that I owe $24,000.  Of course I could not make payments and then I was served that the CRA was going to garnishee my wages.  I was garnisheed $1800 for a 2 week pay period on August 25, 2011.  I was in constant contact with John and he always reassured me that things would work out.  John assisted me in filling out the proper forms and he knew who to talk to with Justice Canada.  I was contacted by a paralegal and was advised that she could deal with me or she could deal with John, but she did not want to deal with John as “he is difficult to deal with.”  I agreed to talk to the paralegal, but that I would still have to talk to John before any agreement would be arranged.  After telling John about the conversation with the paralegal he fought for my rights, and a reasonable payment option was agreed to on August 31, 2011.

If John was not in my corner, fighting for me, I would be just another number to CRA.  I would recommend that individuals that are having the same type of issues talk to John LeBlanc at the CFW group!!  I was able to talk to him during the day, evening, and weekends.  He saved me from a huge headache, and he was there to guide me through this process. 

Thanks John, I appreciate everything you did for me.

Morrell