Thanks to the efforts of John and his crew at CFW, for the first time in more than a decade, I no longer have a student loan debt hanging over my head like a swinging axe. Years ago, the bank lost some important documents of mine and as a result sent my loan to collections. When they eventually located the documents, that they themselves had misplaced, they refused to acknowledge their mistake and I refused to pay. Needless to say, my arguments fell on deaf ears. After years of alternately fighting with and then actively avoiding them, and their grubby henchmen, I tracked John down through this website. Am I ever glad I did. He achieved everything I hoped he would and got me an excellent deal that I was able to pay off in one fell swoop. Consequently, I am now debt free. The bank and the collectors have acknowledged that the debt is no longer active, the calls stopped overnight and I'm now building my way back to a healthy credit rating. It is a great feeling. If you're feeling overwhelmed by financial pressures owing to student debt issues do yourself a favour and get CFW on the case.