Collection of Old - Stats Barred - Loans - Ontario grant overpayment from 1990s?!

Print Page | Close Window

Ontario grant overpayment from 1990s?!

Printed From: CanadaStudentDebt.ca
Category: Immediate Attention and Info!
Forum Name: Collection of Old - Stats Barred - Loans
Forum Description: Post questions about old loans and Statute of Limitations Issues
URL: https://www.canadastudentdebt.ca/forum_posts.asp?TID=6853
Printed Date: 27/March/2026 at 3:58am
Software Version: Web Wiz Forums 12.07 - https://www.webwizforums.com

Topic: Ontario grant overpayment from 1990s?!

Posted By: SallySky
Subject: Ontario grant overpayment from 1990s?!
Date Posted: 25/March/2014 at 9:03am

I went to university in the early 1990s. I received a study grant in my first year and a couple small OSAP (Ontario) loans as well, which I paid off in full several years later.

In 2005, out of the blue I started getting calls from a collection agency saying I owed money on my student loans. I told them they were wrong, I had paid those loans off in full almost a decade ago, and demanded paperwork proving I owed this money. They never sent it, but kept calling and sending "MUST PAY BY NEXT WEEK OR ELSE!" notices, which I ignored.

In 2006 or 2007, a letter arrived from OSAP saying they had suddenly "reassessed" my 1992 study grant and decided I need to pay it back, so I now owed an "overpayment" of about $1300, and they wanted it repaid immediately.

Anger & frustration aside, I wasn't able to pay anyway due to financial hardship for several years. The collections calls eventually stopped, and the item fell off my credit reports.

Today I get a letter from the CRA saying they've taking my tax refund to repay "an outstanding student loan debt"!

What the hell is going on? How can our governments do this? How can they legally "reassess" a grant 15 years later and demand repayment -- PLUS interest?! The amount they want now is more than double the original grant. Legally we're not even required to keep paperwork for that long!

Replies:

Posted By: administrator
Date Posted: 25/March/2014 at 4:42pm

I think you need to contact your MPP...
There were a ton of these reassessments a few years ago. There is a subforum on this topic....I hadn't heard of them now passing them to the CRA! Thats unfair.

-------------
Administrator
Mark OMeara
Author of Let Go and Heal: Recovery from Emotional Pain
https://LaughSingWrite.com - http://bit.ly/heal2024