This website is a testimony to the problems Canadian Student Loan borrowers experienced from approximately 1996 to 2008 and until their loans were paid off.

The privatization of the Student Loans system by the Chretien and Martin Liberal governments broke the system and defaulted thousands of borrowers who were trying to pay their loans. There were even stories of suicide due to the harassment of borrowers.

Read the report that I prepared back in 2007 here. Canada Student Loans-The Need for Change Fortunately the new Conservative government at the time revamped the program and fixed the system for new borrowers, but borrowers under the previous program were left with ruined credit and continued harassment from debt collectors.

I call on the Canadian Government to apologize to the borrowers affected by this fiasco and make amends.

Unfortunately the Liberal government is again clobbering the Education system with their changes to International Student Visas. Yes, there's a problem, but instead of a well thought out plan, they have pulled the emergency brake on the train causing a derailment. This has introduced unprecedented instability for both private and public education institutions who serve both international and local students.

Universities have been forced to cancel programs and layoff hundreds if not thousands of full-time and contract instructors.

Again, the Liberal government has messed up the education environment.


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Forum LockedCIBC, Equi Falsefying their Identitys

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mrresolved View Drop Down
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Joined: 19/March/2005
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Post Options Post Options   Thanks (0) Thanks(0)   Quote mrresolved Quote  Post ReplyReply Direct Link To This Post Topic: CIBC, Equi Falsefying their Identitys
    Posted: 19/March/2005 at 2:43am

Well its nice to know im not the only one that has been misinformed, lied to and get this one: Cibc and equi reps falsely identifying themselves heres my complaint i sent which is apprently in the works lets see what happens, names have been replaced with female and male as even though they have falsified thier identidys to me i stil repsect thier privcacy. At any rate here it is :

A)Since I am not satisfied with the management of the business unit where the concern has arisen

B) Since I am not satisfied with the CIBC Customer Group

C)Since I am not satisfied with the  coordinator of the Ombudsman Office

I am therefore asking an investigation to be started into the above matters for the following reasons an also refer you to ref# such and such

1st complaint: Harassment: Operators from CIBC National Student center that keep calling and telling me I have to make interest payment when it is on their file that a:) I am under debt reduction review. B:)that I have a disability where I cannot work or be gainfully employed

c:) Am in undue financial hardship due to a low fixed income from Ontario works d) have repeatedly told a number of operators that I cannot pay due to the above facts.

2nd complaint: Female from the PIR Department for debt reduction falsely Identifying herself as female , when I have been told by operators from the CIBC National Student Center that this female was a Male

3rd complaint;Male  coordinator for ombudsman office refusing to put me in direct contact with the ombudsman when requested to do so

4th complaint; CIBC Bank Reps telling me they do not have a name for the CIBC Ombudsman only a mailing address then telling me they only had a toll free number until I was put in contact with a manger of a local cibc bank branch named female at number who called the ombudsman office and was informed by them on March 18, 2005 (10:35am) that their was no single ombudsman and that this was an entire department.

5 complaint .I must question the reason why  the  coordinator didn’t just tell me that the ombudsman is an entire department and not a single person. Instead of refusing to put me in direct contact with the ombudsman which he refused to do . Which suggests that the Ombudsman is a Single person.

Now after I sent this entire complaint in ,guess what I get a call on my aswering machine from the coordinator who gave me the Name of the ombudsman, remember they told one of thier own banking offices that it was an entire department and not a single person.And I even played the message from the female of the Pir department who falsified her identity for the coordinator to make him a witness to the call. So far its denile denile denile,

So i sent off another complaint saying SEEING THAT I HAVE BEEN CONSTINTELY LIED TO, MISINFORMED AND CIBC REPS FALSIFIYING THEIR IDENTITY I WISH MY ENTIRE COMPALINT TO BE FORWARDED TO THE CIBC OMBUDSMAN MR. LACHALN MACLAHLAN

so if your having probs i would call the ombudman an asked for a mail address for Mr. Lachaln Maclahlan as I know some of you do not have access to email. Hope this helps some of you and ill try and keep you posted on my ordeal. I also wrote my member of parliment but have not recived a reply by him as of yet.

 

More power to all of you that wont put up with the bull.

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mrresolved View Drop Down
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Joined: 19/March/2005
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Post Options Post Options   Thanks (0) Thanks(0)   Quote mrresolved Quote  Post ReplyReply Direct Link To This Post Posted: 21/March/2005 at 3:38pm

Typo folks that should be edulinx and not equi , my apoligies

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